3287 335th Ave, Ruthven, IA 51358 Property Records

Clay County property record for 3287 335th Ave, Ruthven, IA 51358

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,596 sqft · built 1933
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (May 2025)
Tax Bill	$2,170 (2025)
Deeds & Mortgages	May 2025 Sale & Line of Credit Sep 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`973536453007`

Property Details

APN / Parcel Number

Primary APN	`973536453007`
Alternative APN	`02097353645300700`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	868 sqft
Basement Area	217 sqft
Unfinished Basement	217 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	120 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	160 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3287 335TH AVE
City	RUTHVEN
State	IA
Zip	51358-7516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4 RURAL
Legal Description	48-53 A SUMNER BEACH
Legal Range	35W
Legal Township	97N
Legal Section	36
Legal Subdivision	SUMNER BEACH
Jurisdiction	CLAY IA
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3172
Census Tract	80100

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3277 355TH AVE, RUTHVEN, IA 51358-8521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2025	Warranty Deed, Transfer · Line of Credit BANK
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2025 · Amount on Record
Deed Sale	May 9, 2025 · Amount on Record
Prior Sale	Aug 2, 2024 · Amount on Record
Deed Document Number	20251091
Deed Book / Page	2025 / 1091
Prior Transfer Date	Aug 1, 2024
Prior Transfer Doc	02025/1093
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	May 9, 2025
Property Address	3287 335TH AVE, RUTHVEN, IA 51358-7516
Document Number	02025/1091
Book / Page	2025 / 1091
Instrument Date	Aug 1, 2024
Instrument	2025 1091
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3277 335TH AVE, RUTHVEN, IA 51358-7516

Mortgage

Document Number	02025/1093
Date	May 9, 2025
Book Page	2025/1093
Instrument	2025 1093

Lender

Name	BANK
Type	Bank
Address	RUTHVEN, IA 51358

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	3287 335TH AVE, RUTHVEN, IA 51358-7516
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02023/2058
Date	Sep 12, 2023
Book Page	2023/2058
Instrument	2023 2058

Lender

Name	BANK
Type	Bank
Address	RUTHVEN, IA 51358

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2053

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Unified School District	Graettinger-Terril Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,170.00 (-25.51%) Homeowner's exemption	$183,630 (+2.82%) Land $33,750 Building $149,880	$183,630 (+2.82%) Land $33,750 Building $149,880
2024	$2,913.00 (-1.25%)
2023		$178,600 (+10.81%) Land $33,750 Building $144,850	$178,600 (+10.81%) Land $33,750 Building $144,850
2022	$2,950.00 Homeowner's exemption	$161,180 Land $33,750 Building $127,430
2021			$161,180 Land $33,750 Building $127,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
River Valley Telecommunications Cooperative Fiber	500 / 500
Starlink Satellite	280 / 30

May also be available: Nextlink.

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