3277 335th Ave, Ruthven, IA 51358 Property Records

Clay County property record for 3277 335th Ave, Ruthven, IA 51358

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,681 sqft · built 2019
Lot Size	3.54 acres (154,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Mar 2026)
Tax Bill	$5,732 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`973536456007`

Property Details

APN / Parcel Number

Primary APN	`973536456007`
Alternative APN	`02097353645600700`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,681 sqft Living Area
Basement Area	1,681 sqft
Finished Basement	169 sqft
Unfinished Basement	1,512 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	154,202 sqft (3.54 acres)
Garage Type	Mixed
Garage Area	1,488 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3277 335TH AVE
City	RUTHVEN
State	IA
Zip	51358-7516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3 MULTI-
Legal Description	1 WINDAVERE 1ST ADD
Legal Range	35W
Legal Township	97N
Legal Section	36
Legal Subdivision	WINDAVERE 1ST ADD
Jurisdiction	CLAY IA
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3172
Census Tract	80100

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3277 335TH AVE, RUTHVEN, IA 51358-7516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK
Jan 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage DEERE EMPLOYEES CU
Jan 27, 2023	Warranty Deed, Transfer · Conventional Mortgage DEERE EMPLOYEES CU
Oct 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS TRUST & SAVINGS BANK
Dec 6, 2018	Deed of Trust, Mortgage · Construction Mortgage FARMERS TRUST & SAVINGS BANK
Jan 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS TRUST & SAVINGS BANK
Jul 25, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage FARMERS TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Jan 27, 2023 · Amount on Record
Deed Document Number	2026568
Deed Book / Page	2026 / 568
Prior Transfer Date	Jun 16, 2025
Prior Transfer Doc	02025/1467
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Mar 10, 2026
Property Address	3277 335TH AVE, RUTHVEN, IA 51358-7516
Document Number	002026/568
Book / Page	2026 / 568
Instrument Date	Feb 24, 2026
Instrument	2026 568
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$751.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3277 335TH AVE, RUTHVEN, IA 51358-7516

Mortgage

Document Number	0002026569
Date	Mar 10, 2026
Instrument	2026 569

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	3277 335TH AVE, RUTHVEN, IA 51358-7516
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/120
Date	Jan 27, 2023
Book Page	2023/120
Instrument	2023 120

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 25, 2048

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Jan 27, 2023
Property Address	3277 335TH AVE, RUTHVEN, IA 51358-7516
Document Number	002023/118
Book / Page	2023 / 118
Instrument Date	Jan 23, 2023
Instrument	2023 118
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3277 335TH AVE, RUTHVEN, IA 51358-7516

Mortgage

Document Number	002023/119
Date	Jan 27, 2023
Book Page	2023/119
Instrument	2023 119

Lender

Name	DEERE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	10.1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	3277 335TH AVE, RUTHVEN, IA 51358-7516
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/2777
Date	Oct 17, 2019
Book Page	2019/2777
Instrument	2777

Lender

Name	FARMERS TRUST & SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	3277 335TH AVE, RUTHVEN, IA 51358-7516
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/3140
Date	Dec 6, 2018
Book Page	2018/3140
Instrument	3140

Lender

Name	FARMERS TRUST & SAVINGS BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	3277 335TH AVE, RUTHVEN, IA 51358-7516
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/178
Date	Jan 21, 2020
Book Page	2020/178
Instrument	178

Lender

Name	FARMERS TRUST & SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	3277 335TH AVE, RUTHVEN, IA 51358-7516
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1926
Date	Jul 25, 2017
Book Page	2017/1926
Instrument	1926

Lender

Name	FARMERS TRUST & SAVINGS BANK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Unified School District	Graettinger-Terril Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,732.00 (+2.54%) Homeowner's exemption	$495,810 (+11.74%) Land $118,340 Building $377,470	$495,810 (+11.74%) Land $118,340 Building $377,470
2024	$5,590.00 (-0.82%)
2023		$443,730 (+10.06%) Land $112,700 Building $331,030	$443,730 (+10.06%) Land $112,700 Building $331,030
2022	$5,636.00	$403,170 Land $112,700 Building $290,470
2021			$403,170 Land $112,700 Building $290,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
River Valley Telecommunications Cooperative Fiber	500 / 500
Starlink Satellite	280 / 30

May also be available: Nextlink.

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