3288 335th Ave, Ruthven, IA 51358 Property Records

Clay County property record for 3288 335th Ave, Ruthven, IA 51358

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,200 sqft · built 1985
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Tax Bill	$742 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`973536455004`

Property Details

APN / Parcel Number

Primary APN	`973536455004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,200 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Mobile Home
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	272 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3288 335TH AVE
City	RUTHVEN
State	IA
Zip	51358-7516
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	G-1 GENERA
Legal Description	18-19 A SUMNER BEACH VIN - 1923V
Legal Range	35W
Legal Township	97N
Legal Section	36
Legal Subdivision	SUMNER BEACH
Jurisdiction	CLAY IA
Township / Civil Division	LAKE
Census Block Group	3
Census Block	3156
Census Tract	80100

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	346 S HARRISON ST, LAURENS, IA 50554-1410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IA
Property Address	3288 335TH AVE, RUTHVEN, IA 51358-7516
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1617
Date	Jun 21, 2022
Book Page	2022/1617
Instrument	2022 1617

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Unified School District	Graettinger-Terril Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$742.00 (-4.38%) Homeowner's exemption	$73,630 (+0.34%) Land $31,530 Building $42,100	$73,630 (+0.34%) Land $31,530 Building $42,100
2024	$776.00 (-8.27%)
2023		$73,380 (+5.64%) Land $31,530 Building $41,850	$73,380 (+5.64%) Land $31,530 Building $41,850
2022	$846.00	$69,460 Land $31,530 Building $37,930
2021			$69,460 Land $31,530 Building $37,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
River Valley Telecommunications Cooperative Fiber	500 / 500
Starlink Satellite	280 / 30

May also be available: Nextlink.

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