St. Clair County property record for 3286 Wadhams Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 2017 |
| Lot Size | 7.5 acres (326,700 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,344 (2024) |
| Deeds & Mortgages | May 2018 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-035-2007-010 |
| Primary APN | 74-15-035-2007-010 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Basement Area | 1,560 sqft |
| Year Built | Built 2017 |
|---|---|
| Lot Area | 326,700 sqft (7.5 acres) |
| Lot Depth | 1,318 ft Depth |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74150352007010 |
|---|---|
| Street Address | 3286 WADHAMS RD |
| City | CLYDE |
| State | MI |
| Zip | 48049-4449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | BEG N 00D 18M 35S E 496.90' FROM E 1/4 COR, TH N 00D 18M 35S E 330', TH N 89D 49M 10S W 659.97', TH S 00D 01M 04S W 164.98', |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 35 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 633100 |
Source: St. Clair County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3286 WADHAMS RD, CLYDE, MI 48049-4449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Sep 25, 2024 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3286 WADHAMS RD, CLYDE, MI 48049-4449 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004940794 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 4940/794 |
| Instrument | 2018010155 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3286 WADHAMS RD, CLYDE, MI 48049-4449 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3286 WADHAMS RD, CLYDE, MI 48049-4449 |
| Document Number | 0005233624 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 5233/624 |
| Instrument | 2020020814 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 48413 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: St. Clair County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $192,300 (+18.78%) | ||
| 2024 | $4,344.00 (+21.27%) | $384,600 (+18.78%) | |
| 2023 | $161,900 | ||
| 2022 | $3,582.00 | $323,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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