3258 Wadhams Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3258 Wadhams Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,032 sqft · built 1995
Lot Size	8.52 acres (371,131 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,037 (2025)
Deeds & Mortgages	Oct 2025 Transfer Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-035-2007-300`

Property Details

APN / Parcel Number

Primary APN	`74-15-035-2007-300`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,032 sqft Living Area
1st Floor Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	371,131 sqft (8.52 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3258 WADHAMS RD
City	CLYDE
State	MI
Zip	48049-4449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BEG N 89D 49M 50S W 1315.77' & N 0D E 165.48' FROM E 1/4 COR, TH N 0D E 166.52' TH S 89D 49M 50S E 396', TH N 0D E 165', TH S 89D 49M 50S E 922.28', TH S 0D 17M 20S W 331.52', TH N 89D 49M 50S W 1316.61' TO BEG SECTION 35 T6N R13E 8.52 A
Legal Range	13E
Legal Township	06N
Legal Section	35
Legal Subdivision	PONDEROSA ESTATES SUB
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2005
Census Tract	633100

Owner

Source: St. Clair County records · APN 74-15-035-2007-300

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3258 WADHAMS RD, CLYDE, MI 48049-4449
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Intrafamily Transfer, Transfer
Dec 22, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Dec 03, 2019	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Apr 30, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE CENTER
Feb 09, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CTR LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 10, 2025
Transfer Doc	0005864348
Record Updated	Jun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 24, 2025
Property Address	3258 WADHAMS RD, CLYDE, MI 48049-4449
Document Number	0005864348
Book / Page	5864 / 348
Instrument Date	Oct 10, 2025
Instrument	2025020386
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3258 WADHAMS RD, CLYDE, MI 48049-4449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3258 WADHAMS RD, CLYDE, MI 48049-4449

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3258 WADHAMS RD, CLYDE, MI 48049-4449
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3258 WADHAMS RD, CLYDE, MI 48049-4449

Mortgage

Document Number	0052920181
Date	Dec 22, 2020
Book Page	5292/181
Instrument	2020032471

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3258 WADHAMS RD, CLYDE, MI 48049-4449
Document Number	0051310140
Instrument Date	Dec 03, 2019
Transaction Type	Mortgage
Record Updated	Jan 07, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3258 WADHAMS RD CLYDE MI 480494449, CLYDE, MI 48049-4449

Mortgage

Document Number	0051310140
Date	Dec 13, 2019
Book Page	005131/000140

Lender

Name	ADVIA CU
Type	Credit Union
Address	PARCHMENT, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 12, 2039

Interest

Rate Type	Adjustable Rate

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 30, 2018
Property Address	3258 WADHAMS RD, CLYDE, MI 48049-4449
Document Number	0004940190
Book / Page	4940 / 190
Instrument Date	Mar 19, 2018
Instrument	2018009989
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1708 MARTIN AVE, 1708, PORT HURON, MI 48060-4919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3258 WADHAMS RD, CLYDE, MI 48049-4449

Mortgage

Document Number	0049400191
Date	Apr 30, 2018
Book Page	4940/191
Instrument	2018009990

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2033

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3258 WADHAMS RD, CLYDE, MI 48049-4449
Document Number	0048010778
Instrument Date	Feb 09, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3258 ROAD WADHAMS RUBY MI 48049, RUBY, MI 48049

Mortgage

Document Number	0048010778
Date	Feb 21, 2017
Book Page	004801/000778

Lender

Name	MORTGAGE CTR LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 20, 2037

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,037.00 (-26.49%) Homeowner's exemption	$142,400 (+17.01%)
2024	$2,771.00 (+12%)		$284,800 (+17.01%)
2023		$121,700
2022	$2,474.00		$243,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mercury Broadband Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Based on FCC filings for 110 locations within half a mile of this property.

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