St. Clair County property record for 3248 Wadhams Rd, Clyde, MI 48049
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2.5 ba · 1,792 sqft · built 2018 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,500 (Aug 2017) |
| Tax Bill | $3,754 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2018 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-035-2007-200 |
| Primary APN | 74-15-035-2007-200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 1,792 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3248 WADHAMS RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-4449 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R-1 |
| Legal Description | S 5 A OF E 1/2 OF NE 1/4 SEC 35 T7N R16E 5 A |
| Legal Range | 16E |
| Legal Township | 07N |
| Legal Section | 35 |
| Legal Subdivision | JAMES H PIERCE SUB NO 2 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 633100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3248 WADHAMS RD, CLYDE, MI 48049-4449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK |
| Oct 24, 2018 | Loan Modification, Mortgage · Conventional with PMI NORTH STAR BK |
| Oct 26, 2017 | Quit Claim Deed, Mortgage · Conventional with PMI NORTH STAR BK |
| Aug 30, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2017 · Amount on Record |
| Deed Sale | Aug 30, 2017 · Amount on Record |
| Deed Document Number | 201720832 |
| Last Transfer Date | Oct 24, 2017 |
| Transfer Doc | 2017025372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3248 WADHAMS RD, CLYDE, MI 48049-4449 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3248 WADHAMS RD, CLYDE, MI 48049-4449 |
| Document Number | 0005398857 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 5398/857 |
| Instrument | 2021021564 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 48413 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3248 WADHAMS RD, CLYDE, MI 48049-4449 |
| Document Number | 0050040893 |
| Instrument Date | Oct 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3248 WADHAMS RD CLYDE MI 480494449, CLYDE, MI 48049-4449 |
| Document Number | 0050040893 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 005004/000893 |
| Name | NORTH STAR BK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 48413 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 26, 2017 |
| Property Address | 3248 WADHAMS RD, CLYDE, MI 48049-4449 |
| Document Number | 0048830434 |
| Book / Page | 004883 / 000434 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3520 TEEPLE AVE FORT GRATIOT MI 480594155, FORT GRATIOT, MI 48059-4155 |
| Document Number | 48830435 |
|---|---|
| Date | Oct 26, 2017 |
| Book Page | 004883/000435 |
| Name | NORTH STAR BK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 48413 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 30, 2017 |
| Property Address | 3248 WADHAMS RD, CLYDE, MI 48049-4449 |
| Document Number | 0048630937 |
| Book / Page | 004863 / 000937 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $262.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3520 TEEPLE AVE FORT GRATIOT MI 480594155, FORT GRATIOT, MI 48059-4155 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,900 (+2.94%) | $377,800 (+2.94%) | |
| 2025 | $3,754.00 (+3.02%) Homeowner's exemption | $183,500 (+16.51%) | |
| 2024 | $3,644.00 (+12.02%) | $367,000 (+16.51%) | |
| 2023 | $157,500 | ||
| 2022 | $3,253.00 | $315,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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