San Diego County property record for 3284 Via Loma, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,608 sqft · built 1972 |
| Lot Size | 7.53 acres (328,442 sqft) |
| Owner | Company Name on File |
| Last Sale | $520,000 (May 2000) |
| Tax Bill | $8,443 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-220-69-00 |
| Primary APN | 124-220-69-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,608 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Lot Area | 328,442 sqft |
| View / Lot | Good |
| Old Parcel Number | 1242005100 |
|---|---|
| Street Address | 3284 VIA LOMA |
| City | FALLBROOK |
| State | CA |
| Zip | 92028-8723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 4-10-3W DOC153803REC71 IN TR PB0001PG108 |
| Legal Range | 03W |
| Legal Township | 10 |
| Legal Section | 04 |
| Legal Subdivision | RANCHO MONSERATE |
| Legal Tract | B |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 18804 |
3284 Via Loma is owned by a company that bought it in May 2000 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3284 VIA LOMA, FALLBROOK, CA 92028-8723 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Aug 28, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 1, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2000 · Amount on File |
| Deed Sale | May 23, 2000 · Amount on File |
| Prior Sale | Oct 11, 1984 · Amount on File |
| Deed Document Number | 2000266914 |
| Prior Transfer Date | Feb 25, 1995 |
| Prior Transfer Doc | 0000123939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3284 VIA LOMA, FALLBROOK, CA 92028-8723 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 3284 VIA LOMA, FALLBROOK, CA 92028-8723 |
| Document Number | 0000668286 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2021-0668286 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3284 VIA LOMA, FALLBROOK, CA 92028-8723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3284 VIA LOMA, FALLBROOK, CA 92028-8723 |
| Document Number | 0000495116 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020-0495116 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 294 Months |
| Due | Feb 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 1, 2020 |
| Property Address | 3284 VIA LOMA, FALLBROOK, CA 92028-8723 |
| Document Number | 0000345692 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 345692 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3284 VIA LOMA FALLBROOK CA 920288723, FALLBROOK, CA 92028-8723 |
The 2025 property tax bill for 3284 Via Loma was $8,443 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $815,188 (+2%) Land $240,843 Building $574,345 | |
| 2025 | $8,443.00 Homeowner's exemption | $799,205 Land $236,121 Building $563,084 |
| 2023 | $8,187.00 (+1.71%) Homeowner's exemption | $768,173 Land $226,953 Building $541,220 |
| 2022 | $8,049.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3284 Via Loma in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3284 Via Loma is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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