San Diego County property record for 3120 Via Loma, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,600 sqft · built 1986 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | Trust Name on File |
| Last Sale | $470,000 (Nov 2002) |
| Tax Bill | $1,070 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-220-24-00 |
| Primary APN | 124-220-24-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,600 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 57,064 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3120 VIA LOMA |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-9334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | TCT B DOC84303REC69 IN SEC 4-10-3W IN TR PB0001PG108 |
| Legal Range | 03W |
| Legal Township | 10 |
| Legal Section | 04 |
| Legal Subdivision | RANCHO MONSERATE |
| Legal Tract | B |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 18804 |
3120 Via Loma is owner-occupied and held in a trust since March 2021.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3120 VIA LOMA, FALLBROOK, CA 92028-9334 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Mar 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HIGHTECHLENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2002 · Amount on File |
| Deed Sale | Nov 22, 2002 · Amount on File |
| Prior Sale | Jun 19, 1984 · Amount on File |
| Deed Document Number | 20021052068 |
| Last Transfer Date | Mar 16, 2021 |
| Transfer Doc | 0000242324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 29, 2021 |
| Property Address | 3120 VIA LOMA, FALLBROOK, CA 92028-9334 |
| Document Number | 0000242324 |
| Map Reference | MB 1 PG 108 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 2021-0242324 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3120 VIA LOMA, FALLBROOK, CA 92028-9334 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 23, 2021 |
| Property Address | 3120 VIA LOMA, FALLBROOK, CA 92028-9334 |
| Document Number | 0000226763 |
| Map Reference | MB 1 PG 108 |
| Instrument Date | Mar 16, 2021 |
| Instrument | 2021-0226763 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | PACIFIC VA TITLE, PACIFIC COAST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3120 VIA LOMA, FALLBROOK, CA 92028-9334 |
| Document Number | 0000226764 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021-0226764 |
| Name | HIGHTECHLENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Month LIBOR |
| Max Rate | 7.75% |
The 2025 property tax bill for 3120 Via Loma was $1,070 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $107,715 (+2%) Land $24,740 Building $82,975 | |
| 2025 | $1,070.00 Homeowner's exemption | $105,604 Land $24,255 Building $81,349 |
| 2023 | $1,038.00 (+1.86%) Homeowner's exemption | $101,505 Land $23,314 Building $78,191 |
| 2022 | $1,019.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3120 Via Loma in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3120 Via Loma is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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