3278 Via Loma, Fallbrook, CA 92028 Property Records

San Diego County property record for 3278 Via Loma, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,035 sqft · built 1970
Lot Size1.13 acres (49,223 sqft)
OwnerCompany Name on Record
Last Sale$615,000 (Sep 2017)
Tax Bill$7,280 (2025)
Deeds & MortgagesSep 2018 Transfer
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN124-220-38-00

Property Details

APN / Parcel Number

Primary APN124-220-38-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,035 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof MaterialGravel
Lot Area49,223 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3278 VIA LOMA
CityFALLBROOK
StateCA
Zip92028-8723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionTCT B SEC 4-10-3W NELY PAR PER ROS 8032 IN TR PB0001PG108
Legal Range03W
Legal Township10
Legal Section04
Legal SubdivisionRANCHO MONSERATE
Legal TractB
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group2
Census Block2016
Census Tract18804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3278 VIA LOMA, FALLBROOK, CA 92028-8723
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 13, 2017Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2017 · Amount on Record
Deed SaleSep 13, 2017 · Amount on Record
Prior SaleMar 19, 1985 · Amount on Record
Deed Document Number2017420703
Last Transfer DateJan 5, 2018
Transfer Doc0000376038
Record UpdatedOct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 11, 2018
Property Address3278 VIA LOMA, FALLBROOK, CA 92028-8723
Document Number0000376038
Instrument DateJan 5, 2018
Instrument376038
Transaction TypeTransfer
Record UpdatedSep 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3278 VIA LOMA FALLBROOK CA 920288723, FALLBROOK, CA 92028-8723

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 13, 2017
Property Address3278 VIA LOMA, FALLBROOK, CA 92028-8723
Document Number0000420703
Map ReferenceMB1 PG108
Instrument DateAug 8, 2017
Instrument2017-0420703
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3278 VIA LOMA, FALLBROOK, CA 92028-8723

Mortgage

Document Number0000420704
DateSep 13, 2017
Instrument2017-0420704
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2037

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$713,753 (+2%) Land $213,053 Building $500,700
2025$7,280.00 (+4.24%) Homeowner's exemption$699,759 (+4.04%) Land $208,876 Building $490,883
2023$6,984.00 (+1.75%) Homeowner's exemption$672,588 Land $200,766 Building $471,822
2022$6,864.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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