Mason County property record for 3284 Neil Rd, Ludington, MI 49431
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 400 sqft · built 1963 |
| Lot Size | 0.231 acres (10,062 sqft) |
| Owner | Individual Name on File |
| Last Sale | $374,000 (Oct 2024) |
| Tax Bill | $4,884 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-720-099-10 |
| Primary APN | 007-720-099-10 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 400 sqft Living Area |
| 1st Floor Area | 400 sqft |
| Basement Area | 400 sqft |
| Unfinished Basement | 400 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 10,062 sqft (0.231 acres) |
| Garage Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3284 NEIL RD |
|---|---|
| City | LUDINGTON |
| State | MI |
| Zip | 49431-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW 2018 COMBINED ON 01/08/2018 FROM 007-720-099-00, 007-720-099-60; WEIMER E 1/2 LOT 9 & N 10 FT OF W 1/2 LOT 9 AND S 9 FT L |
| Legal Subdivision | BAYOUOF HAMLIN LAKE |
| Legal Block | 4 |
| Legal Lot Number | 8-9 |
| Jurisdiction | MASON MI |
| Township / Civil Division | HAMLIN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950300 |
3284 Neil Rd is owned and occupied by an individual who bought it in October 2024.
Source: Mason County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3284 NEIL RD, LUDINGTON, MI 49431-9502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on File |
| Deed Sale | Oct 31, 2024 · Amount on File |
| Prior Sale | May 12, 2021 · Amount on File |
| Deed Document Number | 20245093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MASON MI |
| Property Address | 3284 NEIL RD, LUDINGTON, MI 49431-9502 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R03519 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021R03519 |
| Name | SAFE HARBOR CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2046 |
The 2025 property tax bill for 3284 Neil Rd was $4,884, up 11.5% from the year before.
Source: Mason County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Mason County |
| County Subdivision | Hamlin Township |
| Unified School District | Ludington Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,900 Land $119,900 | $239,800 | |
| 2025 | $4,884.00 (+11.53%) | ||
| 2024 | $4,379.00 | ||
| 2023 | $94,800 Land $94,800 | $189,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3284 Neil Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3284 Neil Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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