32828 Ocean Reach Dr, Lewes, DE 19958 Property Records

Sussex County property record for 32828 Ocean Reach Dr, Lewes, DE 19958

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,060 sqft · built 2006
Lot Size	0.38 acres (16,562 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Aug 2024)
Tax Bill	$979 (2026)
Deeds & Mortgages	Jun 2021 Refinance Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`334-5.00-918.00`

Property Details

APN / Parcel Number

Primary APN	`334-5.00-918.00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,060 sqft Living Area
Gross Area	3,093 sqft
Upper Floors Area	1,031 sqft
Basement Area	440 sqft
Finished Basement	440 sqft
Unfinished Basement	1,622 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	16,562 sqft (0.38 acres)
Lot Dimensions	171 ft deep x 70 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Patio Area	635 sqft
Granary	436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	32828 OCEAN REACH DR
City	LEWES
State	DE
Zip	19958-4658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	HENLOPEN LANDING LOT 89
Legal Subdivision	HENLOPEN LANDING
Legal Lot Number	89
Jurisdiction	SUSSEX DE
Township / Civil Division	LEWES
Census Block Group	1
Census Block	1000
Census Tract	51011

Owner

32828 Ocean Reach Dr is owned and occupied by two individuals who bought it in August 2024.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32828 OCEAN REACH DR, LEWES, DE 19958-4658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 18, 2021	Deed, Transfer · Stand-Alone First Mortgage ARC HOME LLC
Mar 25, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2024 · Amount on File
Deed Sale	Aug 28, 2024 · Amount on File
Prior Sale	Oct 18, 2021 · Amount on File
Deed Document Number	202429924
Deed Book / Page	6158 / 324
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	32828 OCEAN REACH DR, LEWES, DE 19958-4658
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199330106
Date	Jun 7, 2021
Book Page	19933/106
Instrument	20210000036710

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Oct 18, 2021
Property Address	32828 OCEAN REACH DR, LEWES, DE 19958-4658
Document Number	0055720313
Book / Page	5572 / 313
Instrument Date	Oct 12, 2021
Instrument	20210000064377
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32828 OCEAN REACH DR, LEWES, DE 19958-4658

Mortgage

Document Number	0204080214
Date	Oct 18, 2021
Book Page	20408/214
Instrument	20210000064378

Lender

Name	ARC HOME LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	32828 OCEAN REACH DR, LEWES, DE 19958-4658
Document Number	0174540179
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32828 OCEAN REACH DR LEWES DE 199584658, LEWES, DE 19958-4658

Mortgage

Document Number	0174540179
Date	Apr 1, 2019
Book Page	017454/000179
Instrument	10776

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 32828 Ocean Reach Dr was $979, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$979.00 (-0.41%)	$35,400 (-) Land $5,000 Building $30,400	$465,700 (-) Land $152,600 Building $313,100
2025	$983.00	$35,400 Land $5,000 Building $30,400	$465,700 Land $152,600 Building $313,100
2023	$1,743.00	$35,400 Land $5,000 Building $30,400	$70,800 Land $10,000 Building $60,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 32828 Ocean Reach Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32828 Ocean Reach Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWES BOARD OF PUBLIC WORKS serves 9,627 people · EPA ID DE0000602
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	22 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Mediacom Xtream, Verizon.

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