32820 Ocean Reach Dr, Lewes, DE 19958 Property Records

Sussex County property record for 32820 Ocean Reach Dr, Lewes, DE 19958

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 1,658 sqft · built 2006
Lot Size	0.236 acres (10,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Oct 2018)
Tax Bill	$1,291 (2026)
Deeds & Mortgages	May 2021 Refinance Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`334-5.00-922.00`

Property Details

APN / Parcel Number

Primary APN	`334-5.00-922.00`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,658 sqft Living Area
Gross Area	4,048 sqft
Upper Floors Area	1,056 sqft
Basement Area	440 sqft
Finished Basement	440 sqft
Unfinished Basement	2,112 sqft
Game Room	Game Room
Flooring	Ceramic Tile
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	10,276 sqft (0.236 acres)
Lot Dimensions	137 ft deep x 75 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	440 sqft
Porch	Slab
Porch Area	42 sqft
Granary	748 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	32820 OCEAN REACH DR
City	LEWES
State	DE
Zip	19958-4658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	HENLOPEN LANDING LOT 93
Legal Subdivision	HENLOPEN LANDING
Legal Lot Number	93
Jurisdiction	SUSSEX DE
Township / Civil Division	LEWES
Census Block Group	1
Census Block	1000
Census Tract	51011

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32820 OCEAN REACH DR, LEWES, DE 19958-4658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 17, 2018	Deed, Transfer
Apr 12, 2018	Deed of Trust, Mortgage · Line of Credit FULTON BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2018 · Amount on Record
Deed Sale	Oct 17, 2018 · Amount on Record
Deed Document Number	201838054
Deed Book / Page	4964 / 147
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	32820 OCEAN REACH DR, LEWES, DE 19958-4658
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198430122
Date	May 14, 2021
Book Page	19843/122
Instrument	20210000031636

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	32820 OCEAN REACH DR, LEWES, DE 19958-4658
Document Number	0182480190
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Apr 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32820 OCEAN REACH DR LEWES DE 199584658, LEWES, DE 19958-4658

Mortgage

Document Number	0182480190
Date	Mar 20, 2020
Book Page	018248/000190
Instrument	12553

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 19, 2040

Interest

Rate	5%

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Oct 17, 2018
Property Address	32820 OCEAN REACH DR, LEWES, DE 19958-4658
Document Number	0049640147
Book / Page	4964 / 147
Instrument Date	Oct 16, 2018
Instrument	201800038054
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32820 OCEAN REACH DR, LEWES, DE 19958-4658

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	32820 OCEAN REACH DR, LEWES, DE 19958-4658
Document Number	0168860051
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32820 OCEAN REACH DR LEWES DE 199584658, LEWES, DE 19958-4658

Mortgage

Document Number	0168860051
Date	May 4, 2018
Book Page	016886/000051
Instrument	16061

Lender

Name	FULTON BK NA
Address	LEWES, DE 19958

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,291.00 (-0.31%)	$43,750 (-) Land $5,000 Building $38,750	$613,600 (-) Land $142,500 Building $471,100
2025	$1,295.00 (-39.88%)	$43,750 (-) Land $5,000 Building $38,750	$613,600 (+601.26%) Land $142,500 Building $471,100
2023	$2,154.00	$43,750 Land $5,000 Building $38,750	$87,500 Land $10,000 Building $77,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWES BOARD OF PUBLIC WORKS serves 9,627 people · EPA ID DE0000602
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	22 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Mediacom Xtream, Verizon.

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