32826 Ocean Reach Dr, Lewes, DE 19958 Property Records

Sussex County property record for 32826 Ocean Reach Dr, Lewes, DE 19958

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,061 sqft · built 2006
Lot Size	0.394 acres (17,167 sqft)
Owner	Individual Name on File
Tax Bill	$691 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`334-5.00-919.00`

Property Details

APN / Parcel Number

Primary APN	`334-5.00-919.00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,061 sqft Living Area
Gross Area	1,835 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	17,167 sqft (0.394 acres)
Lot Dimensions	181 ft deep x 89 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	32826 OCEAN REACH DR
City	LEWES
State	DE
Zip	19958-4658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	HENLOPEN LANDING LOT 90
Legal Subdivision	HENLOPEN LANDING
Legal Lot Number	90
Jurisdiction	SUSSEX DE
Township / Civil Division	LEWES
Census Block Group	1
Census Block	1000
Census Tract	51011

Owner

32826 Ocean Reach Dr is owned and occupied by an individual.

Source: Sussex County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	32826 OCEAN REACH DR, LEWES, DE 19958-4658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Deed of Trust, Mortgage · Line of Credit ARLINGTON COMMUNITY FEDERAL CREDIT UNION
Oct 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBER ADVANTAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	Oct 14, 2026
Property Address	32826 OCEAN REACH DR, LEWES, DE 19958-4658
Document Number	0000040510
Book / Page	24401 / 88
Instrument Date	Oct 7, 2026
Instrument	202640510
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32826 OCEAN REACH DR, LEWES, DE 19958-4658

Mortgage

Document Number	0000040510,
Date	Oct 14, 2026
Book Page	24401/88
Instrument	202640510

Lender

Name	ARLINGTON COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	32826 OCEAN REACH DR, LEWES, DE 19958-4658
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0203780092
Date	Oct 7, 2021
Book Page	20378/92
Instrument	20210000062461

Lender

Name	MEMBER ADVANTAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 32826 Ocean Reach Dr was $691, down 0.6% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$691.00 (-0.58%)	$29,050 (-) Land $5,000 Building $24,050	$546,500 (-) Land $153,600 Building $392,900
2025	$695.00	$29,050 Land $5,000 Building $24,050	$546,500 Land $153,600 Building $392,900
2023	$930.00	$29,050 Land $5,000 Building $24,050	$58,100 Land $10,000 Building $48,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 32826 Ocean Reach Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32826 Ocean Reach Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 84% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWES BOARD OF PUBLIC WORKS serves 9,627 people · EPA ID DE0000602
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	22 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Mediacom Xtream, Verizon.

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