3281 FORNEY WAY SACRAMENTO CA 958166581, SACRAMENTO, CA 95816-6581
Mortgage
Document Number
2005040666
Date
May 4, 2020
Instrument
2005040666
Lender
Name
PROSPERITY HM MTG
Type
Mortgage Company
Address
CHANTILLY, VA 20151
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 3, 2050
June 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Jun 29, 2018
Property Address
3281 FORNEY WAY, SACRAMENTO, CA 95816-6581
Document Number
1806291347
Instrument Date
Jun 12, 2018
Instrument
1806291347
Transaction Type
Transfer
Record Updated
Apr 24, 2019
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$567.60
Amount Accuracy
Full Value
Additional
Arm's Length
Multiple Parcels
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3281 FORNEY WAY SACRAMENTO CA 958166581, SACRAMENTO, CA 95816-6581
Mortgage
Document Number
1806291348
Date
Jun 29, 2018
Instrument
1806291348
Lender
Name
CITIZENS BK NA
Address
PROVIDENCE, RI 02903
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Term
360 Months
Due
Jun 28, 2048
April 2018: Grant Deed, Subdivision Related Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Apr 13, 2018
Property Address
3281 FORNEY WAY, SACRAMENTO, CA 95816-6581
Document Number
1804130500
Instrument Date
Apr 10, 2018
Instrument
1804130500
Transaction Type
Subdivision Related Transfer
Record Updated
May 7, 2018
Title Company
FIRST AMERICAN TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,084.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
3233 MCKINLEY VILLAGE WAY SACRAMENTO CA 95816, SACRAMENTO, CA 95816
Mortgage
Document Number
1804130501
Date
Apr 13, 2018
Instrument
1804130501
Lender
Name
UNIVERSITY/CA HM LN PROGRAM CO
Address
OAKLAND, CA 94607-5200
Agreement
Amount
Amount on Record
Term
360 Months
Due
Apr 12, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 3281 Forney Way was $8,305, up 2.5% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Municipality
Sacramento City
Unified School District
Sacramento City Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$598,449 (+2%)Land $203,100Building $395,349
2025
$8,305.00 (+2.52%)
$586,716Land $199,118Building $387,598
2024
$8,101.00 (+2.36%)
2023
$7,914.00 (+1.76%)Homeowner's exemption
$563,936Land $191,387Building $372,549
2022
$7,777.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 3281 Forney Way in Zone X, where a levee reduces flood risk, though there have been 3 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 33 policies
Community Rating System
Class 4 (30% premium discount)
Nearby Flood Policies
33 in force
Nearby Flood Claims
3 (1986–1995)
Most Recent Claim
Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event
Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 3281 Forney Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood
0.04% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source
Surface water
Last State Inspection
Dec 2024
Lead
Under 1 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity Cable
2,000 / 250
Verizon Fixed Wireless
1,000 / 75
unWired Broadband Fixed Wireless
300 / 30
T-Mobile Fixed Wireless
100 / 20
May also be available: Fidium Fiber, GeoLinks, Succeed.Net.