3280 Hidden Valley Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 3280 Hidden Valley Rd, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,310 sqft · built 1986
Lot Size	58.5 acres (2,549,567 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Mar 2013)
Tax Bill	$13,646 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`039-401-022`

Property Details

APN / Parcel Number

Primary APN	`039-401-022`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,310 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	2,549,567 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3280 HIDDEN VALLEY RD
City	TEMPLETON
State	CA
Zip	93465-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	PM 16/94 PAR A
Legal Subdivision	PARCEL MAP CO-74-302
Legal Block	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	3
Census Block	3013
Census Tract	12707

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3280 HIDDEN VALLEY RD, TEMPLETON, CA 93465-9538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MECHANICS BANK
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Apr 29, 2019	Deed of Trust, Mortgage RABOBANK
Nov 5, 2018	Deed of Trust, Mortgage BANK OF THE WEST
Dec 15, 2017	Deed of Trust, Mortgage · Line of Credit RABOBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2013 · Amount on Record
Deed Sale	Mar 21, 2013 · Amount on Record
Prior Sale	Aug 27, 2004
Deed Document Number	201315912
Last Transfer Date	Dec 19, 2013
Transfer Doc	0000070484
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3280 HIDDEN VALLEY RD, TEMPLETON, CA 93465-9538
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3280 HIDDEN VALLEY RD, TEMPLETON, CA 93465-9538

Mortgage

Document Number	0000013248
Date	Feb 19, 2021
Instrument	2021013248

Lender

Name	MECHANICS BANK
Type	Bank
Address	ARROYO GRANDE, CA 93421

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3280 HIDDEN VALLEY RD, TEMPLETON, CA 93465-9538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056124
Date	Dec 16, 2019
Instrument	2019056124

Lender

Name	MECHANICS BANK
Type	Bank
Address	SAN LUIS OBISPO, CA 93405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3280 HIDDEN VALLEY RD, TEMPLETON, CA 93465-9538
Document Number	0000016222
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3280 HIDDEN VALLEY RD TEMPLETON CA 934659538, TEMPLETON, CA 93465-9538

Mortgage

Document Number	0000016222
Date	May 3, 2019
Instrument	16222

Lender

Name	RABOBANK
Type	Bank
Address	PO BOX 6002, ARROYO GRANDE, CA 93421-6002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3280 HIDDEN VALLEY RD, TEMPLETON, CA 93465-9538
Document Number	0000046797
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 23, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3280 HIDDEN VALLEY RD TEMPLETON CA 934659538, TEMPLETON, CA 93465-9538

Mortgage

Document Number	0000046797
Date	Nov 9, 2018
Instrument	46797

Lender

Name	BANK OF THE WEST
Type	Bank
Address	13505 CALIFORNIA ST, OMAHA, NE 68154-5247

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3280 HIDDEN VALLEY RD, TEMPLETON, CA 93465-9538
Document Number	0000058875
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3280 HIDDEN VALLEY RD TEMPLETON CA 934659538, TEMPLETON, CA 93465-9538

Mortgage

Document Number	0000058875
Date	Dec 22, 2017
Instrument	58875

Lender

Name	RABOBANK
Type	Bank
Address	SAN LUIS OBISPO, CA 93405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,175,778 (-2.85%) Land $410,478 Building $765,300
2025	$13,646.00 (+5.1%) Homeowner's exemption	$1,210,210 (+0.16%) Land $432,641 Building $777,569
2023	$12,984.00 (+1.54%) Homeowner's exemption	$1,208,285 Land $433,403 Building $774,882
2022	$12,787.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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