328 W Exchange St, Crete, IL 60417 Property Records

Will County property record for 328 W Exchange St, Crete, IL 60417

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,115 sqft · built 1952
Lot Size0.23 acres (10,035 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Feb 2022)
Tax Bill$10,395 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-15-09-328-004

Property Details

APN / Parcel Number

Primary APN23-15-09-328-004
Alternative APN
  • 15093280040000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,115 sqft Living Area
Basement Area1,450 sqft
Unfinished Basement1,450 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area10,035 sqft (0.23 acres)
Garage TypeAttached
Garage Area576 sqft

Location & Zoning

Street Address328 W EXCHANGE ST
CityCRETE
StateIL
Zip60417-2244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 (EX THE S 5 FT THOF) IN THE SUB OF BLKS 3,4 5 OF WOOD'S ADDN TO THE VILLAGE OF CRETE TOGTHR WITH THAT PRT OF VAC MARI
Legal Range14E
Legal Township34N
Legal Section09
Legal SubdivisionWOODS ADDITION TO VILLAGE CRETE
Legal Block3-4
Legal Lot Number12
JurisdictionWILL IL
Township / Civil DivisionCRETE
Census Block Group1
Census Block1026
Census Tract883811

Owner

328 W Exchange St is owned and occupied by an individual who bought it in February 2022.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address328 W EXCHANGE ST, CRETE, IL 60417-2244
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 8, 2021Warranty Deed, Transfer · Conventional Mortgage
KC CAPITAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2022 · Amount on File
Deed SaleFeb 16, 2022 · Amount on File
Prior SaleNov 8, 2021 · Amount on File
Deed Document Number202215162
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateFeb 16, 2022
Property Address328 W EXCHANGE ST, CRETE, IL 60417-2244
Document Number0000015162
Instrument DateFeb 14, 2022
InstrumentR2022015162
Transaction TypeTransfer
Record UpdatedMar 2, 2022
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address328 W EXCHANGE ST, CRETE, IL 60417-2244

Mortgage

Document Number0000015163
DateFeb 16, 2022
InstrumentR2022015163
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateNov 8, 2021
Property Address328 W EXCHANGE ST, CRETE, IL 60417-2244
Document Number0000122184
Map ReferenceDOC 656902
Instrument DateSep 28, 2021
InstrumentR2021122184
Transaction TypeTransfer
Record UpdatedNov 18, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$145.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address328 W EXCHANGE ST, 328, CRETE, IL 60417-2244

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 JERRY DR, JOLIET, IL 60435

Mortgage

Document Number0000122185
DateNov 8, 2021
InstrumentR2021122185
Lender
NameKC CAPITAL LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term4 Months
DueMar 30, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 328 W Exchange St was $10,395.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCrete Village
CountyWill County
County SubdivisionCrete Township
Unified School DistrictCrete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,395.00$109,956 (+5.5%) Land $14,524 Building $95,432$329,868 (+5.5%) Land $43,572 Building $286,296
2024$104,224 Land $13,767 Building $90,457$312,672 Land $41,301 Building $271,371
2022$9,682.00$82,710 Land $10,925 Building $71,785$248,130 Land $32,775 Building $215,355

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 328 W Exchange St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1979–1981)
Most Recent ClaimJun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 328 W Exchange St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRETE
serves 8,386 people · EPA ID IL1970300
Water SourceGroundwater
Last State InspectionJun 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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