340 W Exchange St, Crete, IL 60417 Property Records

Will County property record for 340 W Exchange St, Crete, IL 60417

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,346 sqft · built 1950
Lot Size0.21 acres (8,957 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Jul 2022)
Tax Bill$7,691 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-15-09-328-002

Property Details

APN / Parcel Number

Primary APN23-15-09-328-002
Alternative APN
  • 15093280020000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,346 sqft Living Area
Basement Area1,106 sqft
Unfinished Basement1,106 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area8,957 sqft (0.21 acres)
Garage TypeAttached
Garage Area484 sqft

Location & Zoning

Street Address340 W EXCHANGE ST
CityCRETE
StateIL
Zip60417-2244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 IN THE SUB OF BLK 3,4 5 OF WOOD'S ADDN TO THE VILLAGE OF CRETE PRT OF VAC MARION ST, IN THE E1/2 OF THE SW1/4 OF SEC
Legal Range14E
Legal Township34N
Legal Section09
Legal SubdivisionWOODS ADDITION
Legal Block3-4
Legal Lot Number10
JurisdictionWILL IL
Township / Civil DivisionCRETE
Census Block Group1
Census Block1026
Census Tract883811

Owner

340 W Exchange St is owned and occupied by an individual who bought it in July 2022.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address340 W EXCHANGE ST, CRETE, IL 60417-2244
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2022Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 11, 2019Warranty Deed, Transfer · FHA Mortgage
CU FINANCIAL INC
Feb 20, 2019Grant Deed, Transfer
NEAR NORTH TITLE GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2022 · Amount on File
Deed SaleJul 7, 2022 · Amount on File
Prior SaleOct 11, 2019 · Amount on File
Deed Document Number202251979
Prior Transfer DateJun 26, 2001
Prior Transfer Doc0000096286
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateJul 7, 2022
Property Address340 W EXCHANGE ST, CRETE, IL 60417-2244
Document Number0000051979
Map ReferenceDOC 656902
Instrument DateJun 28, 2022
InstrumentR2022051979
Transaction TypeTransfer
Record UpdatedJul 18, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 W EXCHANGE ST, CRETE, IL 60417-2244

Mortgage

Document Number0000051980
DateJul 7, 2022
InstrumentR2022051980
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052
Interest
Rate TypeFixed Rate
Rate5.62%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateOct 11, 2019
Property Address340 W EXCHANGE ST, CRETE, IL 60417-2244
Document Number0000071811
Map ReferenceDOC 656902
Instrument DateOct 1, 2019
InstrumentR2019071811
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$157.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 XCHANGE ST, CRETE, IL 60417

Mortgage

Document Number0000071812
DateOct 11, 2019
InstrumentR2019071812
Lender
NameCU FINANCIAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWILL IL
Recording DateFeb 20, 2019
Property Address340 W EXCHANGE ST, CRETE, IL 60417-2244
Document Number0000009833
Instrument DateFeb 13, 2019
Instrument9833
Transaction TypeTransfer
Record UpdatedMar 5, 2019
Title CompanyNEAR NORTH TITLE GROUP

Transaction

AmountAmount on Record
Tax$90.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address340 W EXCHANGE ST CRETE IL 604172244, CRETE, IL 60417-2244

Tax Assessment & Valuation

The 2025 property tax bill for 340 W Exchange St was $7,691.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCrete Village
CountyWill County
County SubdivisionCrete Township
Unified School DistrictCrete-Monee Community Unit School District 201-U (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,691.00$83,435 (+5.5%) Land $12,709 Building $70,726$250,305 (+5.5%) Land $38,127 Building $212,178
2024$79,085 Land $12,046 Building $67,039$237,255 Land $36,138 Building $201,117
2022$6,644.00 Homeowner's exemption$62,760 Land $9,559 Building $53,201$188,280 Land $28,677 Building $159,603

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 340 W Exchange St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1979–1981)
Most Recent ClaimJun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 340 W Exchange St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRETE
serves 8,386 people · EPA ID IL1970300
Water SourceGroundwater
Last State InspectionJun 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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