Will County property record for 316 W Exchange St, Crete, IL 60417
| Property Type | Single Family Home |
|---|---|
| Details | 1,797 sqft |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (May 2010) |
| Tax Bill | $5,600 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-15-09-329-001 |
| Primary APN | 23-15-09-329-001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,797 sqft Living Area |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Lot Area | 15,246 sqft (0.35 acres) |
|---|---|
| Garage Type | Attached |
| Garage Area | 313 sqft |
| Street Address | 316 W EXCHANGE ST |
|---|---|
| City | CRETE |
| State | IL |
| Zip | 60417-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PRT OF BLK 1 IN WOOD'S ADDN TO CRETE DAF: BEG AT THE NW COR OF BLK 1 IN WOOD'S ADDN; THC E, 100.07 FT ALG THE N LN OF SD |
| Legal Subdivision | WOODS ADDITION TO CRETE |
| Legal Block | 1 |
| Jurisdiction | WILL IL |
| Township / Civil Division | CRETE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 883811 |
316 W Exchange St is owned and occupied by an individual who bought it in May 2010.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 316 W EXCHANGE ST, CRETE, IL 60417-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Mar 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2010 · Amount on File |
| Deed Sale | May 10, 2010 · Amount on File |
| Prior Sale | May 8, 1996 · Amount on File |
| Deed Document Number | 201046794 |
| Prior Transfer Date | Apr 4, 1994 |
| Prior Transfer Doc | 0000058342 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | May 6, 2026 |
| Property Address | 316 W EXCHANGE ST, CRETE, IL 60417-2222 |
| Document Number | 0000026885 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202626885 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 316 W EXCHANGE ST, CRETE, IL 60417-2222 |
| Document Number | 0000026885, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 202626885 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 316 W EXCHANGE ST, CRETE, IL 60417-2222 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000025256 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | R2021025256 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 295 Months |
| Due | Oct 1, 2045 |
The 2025 property tax bill for 316 W Exchange St was $5,600.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Crete Village |
| County | Will County |
| County Subdivision | Crete Township |
| Unified School District | Crete-Monee Community Unit School District 201-U (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,600.00 | $62,928 (+5.5%) Land $19,829 Building $43,099 | $188,784 (+5.5%) Land $59,487 Building $129,297 |
| 2024 | $59,647 Land $18,795 Building $40,852 | $178,941 Land $56,385 Building $122,556 | |
| 2022 | $4,838.00 Homeowner's exemption | $47,335 Land $14,916 Building $32,419 | $142,005 Land $44,748 Building $97,257 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 316 W Exchange St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–1981) |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 316 W Exchange St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRETE serves 8,386 people · EPA ID IL1970300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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