328 Spring St, River Vale (Westwood), NJ 07675 Property Records

Bergen County and River Vale Township property record for 328 Spring St, River Vale, NJ 07675

Property Summary

Property Type	Single Family Home
Details	2,492 sqft · built 1962
Lot Size	0.444 acres (19,319 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Jul 2015)
Tax Bill	$19,097 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Oct 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`53-01512-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`53-01512-0000-00006`
Alternative APNs	`530151200006` `097040`

Interior

Stories	1 Story
Building Area	2,492 sqft Living Area
1st Floor Area	2,492 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	19,319 sqft (0.444 acres)
Lot Dimensions	161 ft deep x 120 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	097040
Street Address	328 SPRING ST
City	RIVER VALE
State	NJ
Zip	07675-5621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	120X161 6.5LT
Legal Subdivision	WALTER KACZALA
Legal Block	1512
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	RIVER VALE
Census Block Group	1
Census Block	1006
Census Tract	49002

Owner

Source: Bergen County and River Vale Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	328 SPRING ST, RIVER VALE, NJ 07675-5621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Oct 25, 2023	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2015 · Amount on Record
Deed Sale	Jul 27, 2015 · Amount on Record
Prior Sale	Jul 25, 2012 · Amount on Record
Deed Document Number	201555623
Deed Book / Page	2004 / 1515
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	328 SPRING ST, RIVER VALE, NJ 07675-5621
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051831626
Date	Feb 28, 2024
Book Page	5183/1626
Instrument	2024010863

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	CHELMSFORD, MA 01824

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	328 SPRING ST, RIVER VALE, NJ 07675-5621
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 SPRING ST, RIVER VALE, NJ 07675-5621

Mortgage

Document Number	0051130395
Date	Oct 25, 2023
Book Page	5113/395
Instrument	2023070280

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	328 SPRING ST, RIVER VALE, NJ 07675-5621
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049640498
Date	Apr 3, 2023
Book Page	4964/498
Instrument	2023022803

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	328 SPRING ST, RIVER VALE, NJ 07675-5621
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039390687
Date	Feb 1, 2021
Book Page	3939/687
Instrument	21-014004

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	328 SPRING ST, RIVER VALE, NJ 07675-5621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036360971
Date	Jul 6, 2020
Book Page	3636/971
Instrument	20-063209

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	River Vale Township
Secondary School District	Pascack Valley Regional School District (09 - 12)
Elementary School District	River Vale Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$681,800 (-) Land $316,800 Building $365,000	$681,800 (-) Land $316,800 Building $365,000
2025	$19,097.00 (+26.66%)	$681,800 (+23.49%) Land $316,800 Building $365,000	$681,800 (+23.49%) Land $316,800 Building $365,000
2024	$15,077.00 (+3.25%)
2023		$552,100 Land $316,800 Building $235,300	$552,100 Land $316,800 Building $235,300
2022	$14,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (2007–2011)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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