320 Spring St, River Vale (Westwood), NJ 07675 Property Records

Bergen County and River Vale Township property record for 320 Spring St, River Vale, NJ 07675

Property Summary

Property TypeSingle Family Home
Details2,114 sqft · built 1982
Lot Size0.448 acres (19,528 sqft)
Owner2 Individual Names on Record
Last Sale$390,000 (Aug 2000)
Tax Bill$20,148 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN53-01501-01-00045

Property Details

APN / Parcel Number

Primary APN53-01501-01-00045
Alternative APNs
  • 5301501000100045
  • 5301501000000045

Interior

Stories1 Story
Building Area2,114 sqft Living Area
1st Floor Area2,114 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch
Construction TypeFrame
Lot Area19,528 sqft (0.448 acres)
Lot Dimensions155 ft deep x 126 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number5301501000000045
Street Address320 SPRING ST
CityRIVER VALE
StateNJ
Zip07675-5621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description126X155
Legal SubdivisionHB HARMA & M ISLEIB
Legal Block1501
Legal Lot Number45
JurisdictionBERGEN NJ
Township / Civil DivisionRIVER VALE
Census Block Group1
Census Block1006
Census Tract49002

Owner

Source: Bergen County and River Vale Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 SPRING ST, RIVER VALE, NJ 07675-5621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2000 · Amount on Record
Deed SaleAug 2, 2000 · Amount on Record
Deed Document Number200095045
Deed Book / Page8293 / 771
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address320 SPRING ST, RIVER VALE, NJ 07675-5621
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 SPRING ST, RIVER VALE, NJ 07675-5621

Mortgage

Document Number0045220073
DateJan 5, 2022
Book Page4522/73
Instrument2022001892
Lender
NameSHEILA L DALY
TypePrivate Party
Address104 SYEMNORE DRIVE, BENNETTSVILLE, SC 29512
Agreement
AmountAmount Recorded
Term370 Months
DueNov 1, 2052
Interest
Rate1.9%

Tax Assessment & Valuation

Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionRiver Vale Township
Secondary School DistrictPascack Valley Regional School District (09 - 12)
Elementary School DistrictRiver Vale Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$719,300 (-) Land $312,100 Building $407,200$719,300 (-) Land $312,100 Building $407,200
2025$20,148.00 (+2.57%)$719,300 (-) Land $312,100 Building $407,200$719,300 (-) Land $312,100 Building $407,200
2024$19,644.00 (+24.76%)
2023$719,300 Land $312,100 Building $407,200$719,300 Land $312,100 Building $407,200
2022$15,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims8 (2007–2011)
Claims Outside the SFHA5 of 8
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

May also be available: T-Mobile.

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