Bergen County and River Vale Township property record for 325 Spring St, River Vale, NJ 07675
| Property Type | Single Family Home |
|---|---|
| Details | 3,715 sqft · built 2011 |
| Lot Size | 0.546 acres (23,762 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,265,000 (Aug 2015) |
| Tax Bill | $31,931 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-01501-02-00032-04 |
| Primary APN | 53-01501-02-00032-04 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,715 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 23,762 sqft (0.546 acres) |
| Lot Dimensions | 198 ft deep x 120 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 325 SPRING ST |
|---|---|
| City | RIVER VALE |
| State | NJ |
| Zip | 07675-5620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 120X198 |
| Legal Subdivision | KERN PROP SUB |
| Legal Block | 1501 |
| Legal Lot Number | 32.4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER VALE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 49002 |
Source: Bergen County and River Vale Township records · APN 53-01501-02-00032-04
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 325 SPRING ST, RIVER VALE, NJ 07675-5620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Dec 19, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 21, 2015 · Amount on Record |
| Deed Sale | Aug 21, 2015 · Amount on Record |
| Prior Sale | Oct 08, 2010 · Amount on Record |
| Deed Document Number | 201563330 |
| Deed Book / Page | 2030 / 1168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 325 SPRING ST, RIVER VALE, NJ 07675-5620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0045061558 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 4506/1558 |
| Instrument | 2021185611 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Dec 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 325 SPRING ST, RIVER VALE, NJ 07675-5620 |
| Document Number | 0028341197 |
| Book / Page | 002834 / 001197 |
| Instrument Date | Dec 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 325 SPRING ST RIVER VALE NJ 076755620, RIVER VALE, NJ 07675-5620 |
| Document Number | 0028341197 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 002834/001197 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Bergen County and River Vale Township records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | River Vale Township |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Elementary School District | River Vale Township School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,140,000 (-) Land $420,000 Building $720,000 | $1,140,000 (-) Land $420,000 Building $720,000 | |
| 2025 | $31,931.00 (+2.56%) | $1,140,000 (-) Land $420,000 Building $720,000 | $1,140,000 (-) Land $420,000 Building $720,000 |
| 2024 | $31,133.00 (+3.25%) | ||
| 2023 | $1,140,000 Land $420,000 Building $720,000 | $1,140,000 Land $420,000 Building $720,000 | |
| 2022 | $30,153.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (2007–2011) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile USA.
Based on FCC filings for 229 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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