328 Pershing Ave, Decorah, IA 52101 Property Records

Winneshiek County property record for 328 Pershing Ave, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,344 sqft · built 1979
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (May 2020)
Tax Bill	$4,022 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111537700800`

Property Details

APN / Parcel Number

Primary APN	`111537700800`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	1,344 sqft
Finished Basement	450 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	328 PERSHING AVE
City	DECORAH
State	IA
Zip	52101-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 LOTS 9 & 10 BLK 2 MORNINGSIDE
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	MORNINGSIDE ADD
Legal Block	2
Legal Lot Number	9,10
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4015
Census Tract	950300

Owner

Source: Winneshiek County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit DECORAH BANK & TRUST CO
May 12, 2020	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Deed Document Number	20201523
Deed Book / Page	2020 / 1523
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	328 PERSHING AVE, DECORAH, IA 52101-2736
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/643
Date	Mar 10, 2023
Book Page	2023/643
Instrument	2023 0643

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 18, 2033

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	May 12, 2020
Property Address	328 PERSHING AVE, DECORAH, IA 52101-2736
Document Number	2020/1523
Book / Page	2020 / 1523
Instrument Date	May 1, 2020
Instrument	2020 1523
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	328 PERSHING AVE, DECORAH, IA 52101-2736

Mortgage

Document Number	20201524
Date	May 12, 2020
Instrument	2020 1524

Lender

Name	DECORAH BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,022.00 (+5.07%)	$243,460 (+13.98%) Land $26,210 Building $217,250	$243,460 (+13.98%) Land $26,210 Building $217,250
2024	$3,828.00 (+3.46%)
2023		$213,590 (+14.59%) Land $26,210 Building $187,380	$213,590 (+14.59%) Land $26,210 Building $187,380
2022	$3,700.00 Homeowner's exemption	$186,400 Land $21,840 Building $164,560
2021			$186,400 Land $21,840 Building $164,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: GigFire, Nextlink.

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