325 Pershing Ave, Decorah, IA 52101 Property Records

Winneshiek County property record for 325 Pershing Ave, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,768 sqft · built 1948
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Feb 2020)
Tax Bill	$4,728 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111537601300`

Property Details

APN / Parcel Number

Primary APN	`111537601300`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
1st Floor Area	884 sqft
Basement Area	884 sqft
Finished Basement	700 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	325 PERSHING AVE
City	DECORAH
State	IA
Zip	52101-2735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 12 BLK 1 MORNING- SIDE ADDN
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	MORNING- SIDE ADD
Legal Block	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4001
Census Tract	950300

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 PERSHING AVE, DECORAH, IA 52101-2735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Feb 24, 2020	Warranty Deed, Transfer · ARM DECORAH BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Prior Sale	Aug 10, 2015 · Amount on Record
Deed Document Number	2020528
Deed Book / Page	2020 / 528
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	325 PERSHING AVE, DECORAH, IA 52101-2735
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/5192
Date	Dec 11, 2020
Book Page	2020/5192
Instrument	2020 5192

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Feb 24, 2020
Property Address	325 PERSHING AVE, DECORAH, IA 52101-2735
Document Number	002020/528
Book / Page	2020 / 528
Instrument Date	Feb 20, 2020
Instrument	528
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 PERSHING AVE, DECORAH, IA 52101-2735

Mortgage

Document Number	002020/529
Date	Feb 24, 2020
Book Page	2020/529
Instrument	529

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.7%
Type Change Date	Feb 24, 2025
Index	5-Year CMT
Margin	3

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,728.00	$284,230 (-) Land $24,000 Building $260,230	$284,230 (-) Land $24,000 Building $260,230
2025	$4,728.00 (+3.91%) Homeowner's exemption	$284,230 (+12.82%) Land $24,000 Building $260,230	$284,230 (+12.82%) Land $24,000 Building $260,230
2024	$4,550.00 (+4.45%)
2023		$251,930 (+15.62%) Land $24,000 Building $227,930	$251,930 (+15.62%) Land $24,000 Building $227,930
2022	$4,356.00 Homeowner's exemption	$217,900 Land $20,000 Building $197,900
2021			$217,900 Land $20,000 Building $197,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: GigFire, Nextlink.

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