323 Pershing Ave, Decorah, IA 52101 Property Records

Winneshiek County property record for 323 Pershing Ave, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,680 sqft · built 1940
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2021)
Tax Bill	$3,850 (2026)
Deeds & Mortgages	Dec 2013 Line of Credit Jul 2010 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111537601200`

Property Details

APN / Parcel Number

Primary APN	`111537601200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	323 PERSHING AVE
City	DECORAH
State	IA
Zip	52101-2735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 11 BLK 1 MORNING- SIDE CITY OF DECORAH
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	MORNINGSIDE ADDITION
Legal Block	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4001
Census Tract	950300

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 PERSHING AVE, DECORAH, IA 52101-2735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2013	Deed of Trust, Mortgage · Line of Credit DECORAH BANK & TRUST CO
Jul 20, 2010	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Jun 18, 2013	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK AND TRUST CO
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage WAUKON STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Deed Document Number	20211118
Deed Book / Page	2021 / 1118
Record Updated	Oct 29, 2026

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	323 PERSHING AVE, DECORAH, IA 52101-2735
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02013/4197
Date	Dec 27, 2013
Book Page	2013/4197
Instrument	2013 4197

Lender

Name	DECORAH BANK & TRUST CO
Address	DECORAH, IA 52101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	323 PERSHING AVE, DECORAH, IA 52101-2735
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02010/2427
Date	Jul 20, 2010
Book Page	2010/2427
Instrument	2010 2427

Lender

Name	DECORAH BANK & TRUST CO
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2025

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	323 PERSHING AVE, DECORAH, IA 52101-2735
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02013/2153
Date	Jun 18, 2013
Book Page	2013/2153
Instrument	2013 2153

Lender

Name	DECORAH BANK AND TRUST CO
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2028

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Mar 15, 2021
Property Address	323 PERSHING AVE, DECORAH, IA 52101-2735
Document Number	02021/1118
Book / Page	2021 / 1118
Instrument Date	Mar 10, 2021
Instrument	2021 1118
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 PERSHING AVE, DECORAH, IA 52101-2735

Mortgage

Document Number	0020211119
Date	Mar 15, 2021
Instrument	2021 1119

Lender

Name	WAUKON STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	62 Months
Due	May 12, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,850.00	$233,540 (-) Land $24,000 Building $209,540	$233,540 (-) Land $24,000 Building $209,540
2025	$3,850.00 (+4.9%) Homeowner's exemption	$233,540 (+13.84%) Land $24,000 Building $209,540	$233,540 (+13.84%) Land $24,000 Building $209,540
2024	$3,670.00 (+4.32%)
2023		$205,150 (+15.45%) Land $24,000 Building $181,150	$205,150 (+15.45%) Land $24,000 Building $181,150
2022	$3,518.00 Homeowner's exemption	$177,700 Land $20,000 Building $157,700
2021			$177,700 Land $20,000 Building $157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: GigFire, Nextlink.

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