San Luis Obispo County property record for 316 McCarthy Ave, Oceano, CA 93445 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,901 sqft Living Area |
| Lot Size | 4,500 sqft (0.103 acres) |
| Last Sale | $1,150,000 (2021) |
| Tax Bill | $13,634.00 (2025) |
Source: San Luis Obispo County records · APN 061-021-005
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6403 S MALAYA ST, CENTENNIAL, CO 80016-2600 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 27, 2026 | Intrafamily Transfer, Transfer |
| Apr 26, 2021 | Grant Deed, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK |
| Jul 31, 2018 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE |
| Jul 31, 2018 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 26, 2021 · Amount on Record |
| Deed Sale | Apr 26, 2021 · Amount on Record |
| Prior Sale | Jul 31, 2018 · Amount on Record |
| Deed Doc Number | 202131144 |
| Last Transfer Date | Mar 25, 2026 |
| Transfer Doc | 0000009355 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 27, 2026 |
| Property Address | 316 MCCARTHY AVE, OCEANO, CA 93445-9708 |
| Document Number | 0000009355 |
| Map Reference | MB A PG 150 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 2026009355 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 6403 S MALAYA ST # 5, 5, CENTENNIAL, CO 80016-2600 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Apr 26, 2021 |
| Property Address | 316 MCCARTHY AVE, OCEANO, CA 93445-9708 |
| Document Number | 0000031144 |
| Map Reference | MB A PG 150 |
| Instrument Date | Apr 19, 2021 |
| Instrument | 2021031144 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 316 MCCARTHY AVE, OCEANO, CA 93445-9708 |
| Document Number | 0000031145 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021031145 |
| Name | FIRST WESTERN TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | May 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 31, 2018 |
| Property Address | 316 MCCARTHY AVE, OCEANO, CA 93445-9708 |
| Document Number | 0000031613 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 31613 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 10939 WOODRING DR MATHER CA 95655, MATHER, CA 95655 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 31, 2018 |
| Property Address | 316 MCCARTHY AVE, OCEANO, CA 93445-9708 |
| Document Number | 0000031612 |
| Instrument Date | Jul 09, 2018 |
| Instrument | 31612 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1028 NEWHALL ST SAN FRANCISCO CA 941242144, SAN FRANCISCO, CA 94124-2144 |
| Document Number | 31615 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 31615 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2048 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,634.00 (+3.35%) | $1,244,794 (+4.04%) Land $849,708 Building $395,086 |
| 2024 | $13,192.00 (+1.14%) | |
| 2023 | $13,043.00 (+1.49%) | $1,196,460 Land $816,714 Building $379,746 |
| 2022 | $12,851.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 061-021-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,901 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood Construction |
| Lot Area | 4,500 sqft (0.103 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 316 MCCARTHY AVE |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9708 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OCEANO BCH TR BL 41 LT 30 |
| Legal Subdivision | 02 OCEANO BEACH |
| Legal Block | 41 |
| Legal Lot Number | 30 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | ARROYO GRANDE |
| Census Blockgroup | 2 |
| Census Block | 2073 |
| Census Tract | 12201 |
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