328 Main St, Matthews, NC 28105 Property Records

Mecklenburg County property record for 328 Main St, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,442 sqft · built 2018
Lot Size	0.168 acres (7,305 sqft)
Owner	2 Company Names on Record
Last Sale	$493,500 (Dec 2018)
Tax Bill	$4,352 (2024)
Deeds & Mortgages	Sep 2026 Sale Dec 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`227-024-05`

Property Details

APN / Parcel Number

Primary APN	`227-024-05`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,442 sqft Living Area
1st Floor Area	1,546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	7,305 sqft (0.168 acres)
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	328 MAIN ST
City	MATTHEWS
State	NC
Zip	28105-5652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	L47 M3-137
Legal Subdivision	BOYET AND W.O & H.T BENTON
Legal Block	4
Legal Lot Number	47
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	3
Census Block	3011
Census Tract	5833

Owner

Source: Mecklenburg County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	80 SOURWOOD WAY, ROBBINSVILLE, NC 28771-6949
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 11, 2018	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY
Feb 2, 2018	Trustee's Deed, Construction Loan · Line of Credit BRANCH BK&TR
Nov 16, 2017	Warranty Deed, Transfer FALL INVESTMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2018 · Amount on Record
Deed Sale	Dec 11, 2018 · Amount on Record
Prior Sale	Nov 16, 2017 · Amount on Record
Deed Document Number	2018152226
Deed Book / Page	33160 / 95
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 11, 2026
Property Address	328 MAIN ST, MATTHEWS, NC 28105-5652
Document Number	0000098325
Book / Page	40709 / 921
Instrument Date	Sep 4, 2026
Instrument	202698325
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	80 SOURWOOD WAY, ROBBINSVILLE, NC 28771-6949

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 11, 2018
Property Address	328 MAIN ST, MATTHEWS, NC 28105-5652
Document Number	0000152226
Book / Page	033160 / 000095
Instrument Date	Dec 11, 2018
Instrument	152226
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$987.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	80 SOURWOOD WAY ROBBINSVILLE NC 287716949, ROBBINSVILLE, NC 28771-6949

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 2, 2018
Property Address	328 MAIN ST, MATTHEWS, NC 28105-5652
Book / Page	032443 / 000345
Instrument Date	Jan 31, 2018
Instrument	12662
Transaction Type	Construction Loan
Record Updated	Feb 15, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	328 MAIN ST MATTHEWS NC 28105, MATTHEWS, NC 28105

Mortgage

Document Number	0000012662
Date	Feb 2, 2018
Book Page	032443/000345
Instrument	12662

Lender

Name	BRANCH BK&TR
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 16, 2017
Property Address	328 MAIN ST, MATTHEWS, NC 28105-5652
Document Number	0000155568
Book / Page	032278 / 000623
Instrument Date	Nov 13, 2017
Instrument	155568
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2108 SOUTH BLVD #117 CHARLOTTE NC 282035098, 117, CHARLOTTE, NC 28203-5098

Mortgage

Document Number	155569
Date	Nov 16, 2017
Book Page	032278/000625
Instrument	155569

Lender

Name	FALL INVESTMENTS LLC
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$574,000 Land $175,000 Building $399,000	$574,000 Land $175,000 Building $399,000
2024	$4,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures