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129 Main St, Matthews, NC 28105 Property Records

Mecklenburg County property record for 129 Main St, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 841 sqft · built 1926
Lot Size0.665 acres (29,009 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Jan 2024)
Tax Bill$2,873 (2023)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN227-022-03

Property Details

APN / Parcel Number

Primary APN227-022-03

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area841 sqft Heated Area
Gross Area1,021 sqft
1st Floor Area841 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Architectural StyleOther
Exterior MaterialOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area29,009 sqft (0.665 acres)
PorchPorch
Porch Area180 sqft
Deck Area12 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number227-022-03
Street Address129 MAIN ST
CityMATTHEWS
StateNC
Zip28105-5769
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12
Legal DescriptionL5 &6 &P7 BB M230-82 &83
Legal SubdivisionSTEELECHASE PH 01 MAP 02
Legal BlockB
Legal Lot Number5,6 6
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group3
Census Block3016
Census Tract5833

Owner

129 Main St is owned and occupied by an individual who bought it in January 2024.

Source: Mecklenburg County records, as of February 5, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address129 MAIN ST, MATTHEWS, NC 28105-5769
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2024 · Amount on File
Deed SaleJan 29, 2024 · Amount on File
Deed Document Number2024007359
Deed Book / Page38602 / 748
Record UpdatedJun 7, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 29, 2024
Property Address129 MAIN ST, MATTHEWS, NC 28105-5769
Document Number0000007359
Book / Page38602 / 748
Map ReferenceMB 230 PG 82
Instrument DateJan 26, 2024
Instrument2024007359
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1182 COUNTY HOME RD, TAYLORSVILLE, NC 28681-3270

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 MAIN ST, MATTHEWS, NC 28105-5769
InvestorPossibly a Property Investor

Mortgage

Document Number0000007360
DateJan 29, 2024
Instrument2024007360
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,873.00$315,100 Land $210,000 Building $105,100$315,100 Land $210,000 Building $105,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 129 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

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