341 Main St, Matthews, NC 28105 Property Records

Mecklenburg County property record for 341 Main St, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,176 sqft · built 1901
Lot Size	0.475 acres (20,728 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Dec 2003)
Tax Bill	$4,619 (2023)
Deeds & Mortgages	Sep 2021 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`227-022-16`

Property Details

APN / Parcel Number

Primary APN	`227-022-16`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,176 sqft Heated Area
Gross Area	4,328 sqft
1st Floor Area	2,176 sqft
Attic Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,728 sqft (0.475 acres)
Garage Type	Carport
Garage Area	1,064 sqft
Carport	Carport
Porch	Porch
Porch Area	256 sqft
Deck Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	227-022-16
Street Address	341 MAIN ST
City	MATTHEWS
State	NC
Zip	28105-5651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	P17 &18 &P46-48 B B M230-82
Legal Subdivision	SOUTHSIDE SEC B
Legal Block	B
Legal Lot Number	17 18
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	3
Census Block	3015
Census Tract	5833

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	341 MAIN ST, MATTHEWS, NC 28105-5651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Oct 19, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FSB/LINCOLNTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2003 · Amount on Record
Deed Sale	Dec 5, 2003 · Amount on Record
Prior Sale	Dec 5, 2003 · Amount on Record
Deed Document Number	0000289355
Last Transfer Date	Mar 27, 2014
Transfer Doc	0000031532
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	341 MAIN ST, MATTHEWS, NC 28105-5651
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 MAIN ST, MATTHEWS, NC 28105-5651

Mortgage

Document Number	0000171136
Date	Sep 7, 2021
Book Page	36497/501
Instrument	2021171136

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Type	Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Aug 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	341 MAIN ST, MATTHEWS, NC 28105-5651
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060410
Date	Mar 29, 2021
Book Page	35862/354
Instrument	2021060410

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Type	Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	341 MAIN ST, MATTHEWS, NC 28105-5651
Document Number	0000134172
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 MAIN ST MATTHEWS NC 281055651, MATTHEWS, NC 28105-5651

Mortgage

Document Number	0000134172
Date	Oct 24, 2018
Book Page	033065/000457
Instrument	134172

Lender

Name	FIRST FSB/LINCOLNTON
Type	Federal Savings Bank
Address	LINCOLNTON, NC 28092-3398

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 23, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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