328 E Park St, Owatonna, MN 55060 Property Records

Steele County property record for 328 E Park St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,071 sqft · built 1950
Lot Size	0.251 acres (10,934 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,080 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-125-0117`

Property Details

APN / Parcel Number

Primary APN	`17-125-0117`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,071 sqft Living Area
Basement Area	364 sqft
Finished Basement	364 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,934 sqft (0.251 acres)
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	328 E PARK ST
City	OWATONNA
State	MN
Zip	55060-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNEELAND & SUBDIVISION OF BLK 2 BLK.1 LOT 16 KNEELANDS
Legal Section	TW
Legal Subdivision	KNEELAND & SUBDIVISION OF BLK 2
Legal Block	2-1
Legal Lot Number	16
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	2
Census Block	2011
Census Tract	960700

Owner

328 E Park St is owned and occupied by two individuals.

Source: Steele County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	328 E PARK ST, OWATONNA, MN 55060-4037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOME TOWN FCU
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROUNDBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	328 E PARK ST, OWATONNA, MN 55060-4037
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000449133
Date	Jul 31, 2023
Instrument	A000449133

Lender

Name	HOME TOWN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 15, 2028

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	328 E PARK ST, OWATONNA, MN 55060-4037
Transaction Type	Mortgage
Record Updated	Feb 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A000411642
Date	Jan 27, 2017
Instrument	A000411642

Lender

Name	ROUNDBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	132 Months
Due	Jan 5, 2027

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Min Rate At Change	3.5%
Max Rate At Change	7.5%

Tax Assessment & Valuation

The 2026 property tax bill for 328 E Park St was $3,080 with a homeowner's exemption.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,080.00 Homeowner's exemption	$233,800 (+3.73%) Land $42,500 Building $191,300	$233,800 (+3.73%) Land $42,500 Building $191,300
2025		$225,400 Land $42,500 Building $182,900	$225,400 Land $42,500 Building $182,900
2023	$2,596.00 Homeowner's exemption	$183,100 Land $30,200 Building $152,900	$183,100 Land $30,200 Building $152,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 328 E Park St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2000–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 328 E Park St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Minnesota WiFi, Verizon.

Nearby Properties on E Park St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures