320 E Park St, Owatonna, MN 55060 Property Records

Steele County property record for 320 E Park St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,055 sqft · built 1950
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2021)
Tax Bill	$2,876 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-125-0118`

Property Details

APN / Parcel Number

Primary APN	`17-125-0118`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,055 sqft Living Area
Basement Area	264 sqft
Finished Basement	264 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Metal
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,934 sqft (0.251 acres)
Garage Type	Detached
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 E PARK ST
City	OWATONNA
State	MN
Zip	55060-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNEELAND & SUBDIVISION OF BLK 2 BLK.1 E1/2 OF ALLEY VACATED W. OF L.17 & LOT 17 KNEELANDS
Legal Section	TW
Legal Subdivision	KNEELAND & SUBDIVISION OF BLK 2
Legal Block	2-1
Legal Lot Number	17
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	2
Census Block	2011
Census Tract	960700

Owner

320 E Park St is owned and occupied by an individual who bought it in June 2021.

Source: Steele County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	320 E PARK ST, OWATONNA, MN 55060-4037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · FHA Mortgage HUD
Sep 19, 2023	Deed of Trust, Mortgage · FHA Mortgage HUD
Jun 25, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage THREE RIVERS COMMUNITY ACTION
Jun 27, 2022	Deed of Trust, Mortgage · FHA Mortgage HUD
Jun 25, 2021	Warranty Deed, Transfer · FHA Mortgage BROKERS SOLUTIONS INC
Aug 2, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Jan 3, 2012 · Amount on File
Deed Document Number	2021436961
Prior Transfer Date	Dec 23, 2011
Prior Transfer Doc	0000382161
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	320 E PARK ST, OWATONNA, MN 55060-4037
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000458070
Date	Sep 4, 2025
Instrument	A000458070

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jul 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	320 E PARK ST, OWATONNA, MN 55060-4037
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000449723
Date	Sep 19, 2023
Instrument	A000449723

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	320 E PARK ST, OWATONNA, MN 55060-4037
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000436963
Date	Jun 25, 2021
Instrument	A000436963

Lender

Name	THREE RIVERS COMMUNITY ACTION
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2051

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	320 E PARK ST, OWATONNA, MN 55060-4037
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000443455
Date	Jun 27, 2022
Instrument	A000443455

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Jun 25, 2021
Property Address	320 E PARK ST, OWATONNA, MN 55060-4037
Document Number	A000436961
Instrument Date	Jun 3, 2021
Instrument	A000436961
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E PARK ST, OWATONNA, MN 55060-4037

Mortgage

Document Number	A000436962
Date	Jun 25, 2021
Instrument	A000436962

Lender

Name	BROKERS SOLUTIONS INC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	320 E PARK ST, OWATONNA, MN 55060-4037
Transaction Type	Mortgage
Record Updated	Aug 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000424773
Date	Aug 2, 2019
Instrument	A000424773

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 320 E Park St was $2,876 with a homeowner's exemption.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,876.00 Homeowner's exemption	$219,800 (+3.34%) Land $43,200 Building $176,600	$219,800 (+3.34%) Land $43,200 Building $176,600
2025		$212,700 Land $43,200 Building $169,500	$212,700 Land $43,200 Building $169,500
2023	$2,380.00 Homeowner's exemption	$171,700 Land $30,800 Building $140,900	$171,700 Land $30,800 Building $140,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 E Park St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2000–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 E Park St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Minnesota WiFi, Verizon.

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