312 E Park St, Owatonna, MN 55060 Property Records

Steele County property record for 312 E Park St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,171 sqft · built 1949
Lot Size	0.251 acres (10,934 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,500 (Nov 2018)
Tax Bill	$2,484 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-125-0119`

Property Details

APN / Parcel Number

Primary APN	`17-125-0119`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,171 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,934 sqft (0.251 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	312 E PARK ST
City	OWATONNA
State	MN
Zip	55060-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNEELAND & SUBDIVISION OF BLK 2 BLK.1 LOT 18 KNEELANDS
Legal Section	TW
Legal Subdivision	KNEELAND & SUBDIVISION OF BLK 2
Legal Block	2-1
Legal Lot Number	18
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	2
Census Block	2011
Census Tract	960700

Owner

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 E PARK ST, OWATONNA, MN 55060-4037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Nov 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Aug 30, 2021	Quit Claim Deed, Transfer AFFINITY PLUS TITLE COMPANY, AFFINITY PLUS TITLE
Nov 19, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Prior Sale	Jun 5, 2009 · Amount on Record
Deed Document Number	2018421152
Last Transfer Date	Apr 9, 2021
Transfer Doc	0000438250
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	312 E PARK ST, OWATONNA, MN 55060-4037
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000459069
Date	Nov 17, 2025
Instrument	A000459069

Lender

Name	AFFINITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2040

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	312 E PARK ST, OWATONNA, MN 55060-4037
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000435519
Date	Apr 14, 2021
Instrument	A000435519

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	312 E PARK ST, OWATONNA, MN 55060-4037
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000445553
Date	Nov 30, 2022
Instrument	A000445553

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2037

Interest

Rate Type	Fixed Rate

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEELE MN
Recording Date	Aug 30, 2021
Property Address	312 E PARK ST, OWATONNA, MN 55060-4037
Document Number	A000438250
Instrument Date	Apr 9, 2021
Instrument	A000438250
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	AFFINITY PLUS TITLE COMPANY, AFFINITY PLUS TITLE

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	312 E PARK ST, OWATONNA, MN 55060-4037

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Nov 19, 2018
Property Address	312 E PARK ST, OWATONNA, MN 55060-4037
Document Number	A000421152
Instrument Date	Nov 15, 2018
Instrument	A000421152
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$420.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E PARK ST, OWATONNA, MN 55060-4037

Mortgage

Document Number	A000421153
Date	Nov 19, 2018
Instrument	A000421153

Lender

Name	AMERICAN MTG & EQUITY CONSULT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,484.00 (+22.49%) Homeowner's exemption	$194,400 (+3.24%) Land $43,200 Building $151,200	$194,400 (+3.24%) Land $43,200 Building $151,200
2025		$188,300 (+24.21%) Land $43,200 Building $145,100	$188,300 (+24.21%) Land $43,200 Building $145,100
2023	$2,028.00 Homeowner's exemption	$151,600 Land $30,800 Building $120,800	$151,600 Land $30,800 Building $120,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2000–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Minnesota WiFi, Verizon.

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