328 E 2nd St, Xenia, OH 45385 Property Records

Greene County property record for 328 E 2nd St, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,603 sqft · built 1900
Lot Size	0.124 acres (5,425 sqft)
Owner	Individual Name on Record
Tax Bill	$2,127 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0012.0-0099.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0012.0-0099.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,603 sqft Living Area
1st Floor Area	820 sqft
Basement Area	308 sqft
Unfinished Basement	308 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	5,425 sqft (0.124 acres)
Lot Dimensions	39 ft deep x 19 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	328 E 2ND ST
City	XENIA
State	OH
Zip	45385-3422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEWIS 97.5X78 EX 56X39.5 LOT 10 S SIDE 328 E SECOND ST
Legal Subdivision	LEWIS
Legal Lot Number	10
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	5
Census Block	5014
Census Tract	240600

Owner

Source: Greene County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 E 2ND ST, AINSWORTH, NE 69210-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Apr 14, 2022	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Jul 15, 2021	Deed of Trust, Mortgage CHAMBERS INVESTMENT HOLDINGS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 5, 2017
Transfer Doc	0000010372
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Recording Date	Aug 21, 2026
Property Address	328 E 2ND ST, XENIA, OH 45385-3422
Document Number	0000014115
Instrument Date	Aug 14, 2026
Instrument	202614115
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E 2ND ST, XENIA, OH 45385-3422
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014115,
Date	Aug 21, 2026
Instrument	202614115

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Apr 14, 2022
Property Address	328 E 2ND ST, XENIA, OH 45385-3422
Document Number	0000007304
Map Reference	CAB 31 PG 44B
Instrument Date	Mar 29, 2022
Instrument	2022007304
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E 2ND ST, XENIA, OH 45385-3422

Mortgage

Document Number	0000007305
Date	Apr 14, 2022
Instrument	2022007305

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	328 E 2ND ST, XENIA, OH 45385-3422
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021017124
Date	Jul 15, 2021
Instrument	2021017124

Lender

Name	CHAMBERS INVESTMENT HOLDINGS LLC
Type	Non-Lending Institution
Address	AUBERRY, CA 93602

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,127.00 (-4.62%)	$53,490 (-) Land $4,420 Building $49,070
2024	$2,230.00 (-1.76%)	$53,490 (-) Land $4,420 Building $49,070
2023	$2,270.00 (+39.18%)	$53,490 (+11.62%) Land $4,420 Building $49,070	$152,840 (+11.64%) Land $12,640 Building $140,200
2022	$1,631.00	$47,920 Land $3,540 Building $44,380
2020			$136,910 Land $10,110 Building $126,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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