321 E 2nd St, Xenia, OH 45385 Property Records

Greene County property record for 321 E 2nd St, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,318 sqft · built 1931
Lot Size	0.127 acres (5,545 sqft)
Owner	Individual Name on Record
Last Sale	$938,000 (Apr 2018)
Tax Bill	$1,963 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0012.0-0235.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0012.0-0235.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,318 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	644 sqft
Unfinished Basement	644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,545 sqft (0.127 acres)
Lot Width	49 ft Width
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 E 2ND ST
City	XENIA
State	OH
Zip	45385-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DRAKE ADDITION LOT 4 E SD 1/2 TOD 321 E SECOND ST
Legal Subdivision	DRAKE ADDITION
Legal Lot Number	4
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	5
Census Block	5024
Census Tract	240600

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 E 2ND ST, XENIA, OH 45385-3421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2018	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Jun 8, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2018 · Amount on Record
Deed Sale	Apr 20, 2018 · Amount on Record
Prior Sale	Jan 28, 2013 · Amount on Record
Deed Document Number	20186036
Prior Transfer Date	May 27, 2009
Prior Transfer Doc	0000010936
Record Updated	Sep 20, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Apr 20, 2018
Property Address	321 E 2ND ST, XENIA, OH 45385-3421
Document Number	0000006036
Instrument Date	Mar 23, 2018
Instrument	6036
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87.60
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E 2ND ST XENIA OH 453853421, XENIA, OH 45385-3421

Mortgage

Document Number	6037
Date	Apr 20, 2018
Instrument	6037

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE OH
Recording Date	Jun 8, 2017
Property Address	321 E 2ND ST, XENIA, OH 45385-3421
Document Number	0000009118
Instrument Date	May 31, 2017
Instrument	9118
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 E 2ND ST XENIA OH 453853421, XENIA, OH 45385-3421

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,963.00 (-6.7%)	$46,850 (-) Land $4,510 Building $42,340
2024	$2,104.00 (+3.09%)	$46,850 (-) Land $4,510 Building $42,340
2023	$2,041.00 (+9.5%)	$46,850 (+32.34%) Land $4,510 Building $42,340	$133,870 (+32.35%) Land $12,890 Building $120,980
2022	$1,864.00	$35,400 Land $3,610 Building $31,790
2020			$101,150 Land $10,310 Building $90,840

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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