Chesterfield County property record for 328 3rd St, Cheraw, SC 29520
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,190 sqft · built 1930 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (May 2025) |
| Tax Bill | $3,428 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 271 009 003 001 |
| Primary APN | 271 009 003 001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 15 Stories |
| Building Area | 3,190 sqft Total Area |
| 1st Floor Area | 2,040 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Area | 323 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Account Number | 00037248 |
|---|---|
| Street Address | 328 3RD ST |
| City | CHERAW |
| State | SC |
| Zip | 29520-2332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1L .70 AC |
| Jurisdiction | CHESTERFIELD SC |
| Township / Civil Division | CHERAW |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 950602 |
Source: Chesterfield County records · APN 271 009 003 001
Assessment roll updated February 10, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 328 3RD ST, CHERAW, SC 29520-2332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Jun 12, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Nov 22, 2017 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 2025 · Amount on Record |
| Deed Sale | May 07, 2025 · Amount on Record |
| Prior Sale | Nov 22, 2017 · Amount on Record |
| Deed Document Number | 20251716 |
| Deed Book / Page | 574 / 1094 |
| Prior Transfer Date | Mar 30, 2011 |
| Prior Transfer Doc | 00462/1375 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 328 3RD ST, CHERAW, SC 29520-2332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 495/0540 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 495/0540 |
| Instrument | 201700004407 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 328 3RD ST, CHERAW, SC 29520-2332 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Name | Verified Name |
|---|
| Document Number | 514/1159 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 514/1159 |
| Instrument | 202000002205 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | CHERAW, SC 29520 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Nov 22, 2017 |
| Property Address | 328 3RD ST, CHERAW, SC 29520-2332 |
| Document Number | 00509/0795 |
| Book / Page | 509 / 0795 |
| Map Reference | MB 462 PG 1375 |
| Instrument Date | Nov 20, 2017 |
| Instrument | 201700004406 |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 328 3RD ST, CHERAW, SC 29520-2332 |
Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Municipality | Cheraw Town |
| Unified School District | Chesterfield County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,428.00 (+19.07%) | $15,890 (+14.98%) Land $1,000 Building $14,890 | $403,000 (+16.64%) Land $25,000 Building $378,000 |
| 2023 | $2,879.00 | $13,820 Land $1,000 Building $12,820 | $345,500 Land $25,000 Building $320,500 |
Source: FEMA National Flood Hazard Layer as of March 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Cheraw Historic District listed 1974 · 40 contributing resources · NRIS 74001844 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Sandhill Telephone Cooperative.
Based on FCC filings for 231 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CHERAW serves 6,325 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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