407 3rd St, Cheraw, SC 29520 Property Records

Chesterfield County property record for 407 3rd St, Cheraw, SC 29520 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1925
Square Footage	2,214 sqft Total Area
Lot Size	10,620 sqft (0.243 acres)
Occupancy	Owner Occupied
Last Sale	$185,000 (2020)
Tax Bill	$1,362.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`258 012 002 008`
Alternative APNs	`00034399` `02013293` `2013293`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,214 sqft Total Area
1st Floor	2,214 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	10,620 sqft (0.243 acres)

Location & Zoning

Account Number	00034399
Street Address	407 3RD ST
City	CHERAW
State	SC
Zip	29520-1715
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1 L
Jurisdiction	CHESTERFIELD SC
Minor Civil Division	CHERAW
Census Blockgroup	1
Census Block	1045
Census Tract	950504

Owner

Source: Chesterfield County records · APN 258 012 002 008

Assessment roll updated February 10, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	407 3RD ST, CHERAW, SC 29520-1715
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2017	Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC
Dec 15, 2020	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 15, 2020	Deed, Transfer NOT AVAILABLE
Oct 13, 2020	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Deed Doc Number	20204934
Deed Book / Page	534 / 409
Prior Transfer Date	Aug 28, 2020
Prior Transfer Doc	00532/1059
Record Refreshed	Jun 08, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	407 3RD ST, CHERAW, SC 29520-1715
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	492/0784
Date	Jul 10, 2017
Book Page	492/0784
Instrument	201700002593

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2020
Change Frequency	Annually
Min Rate At Change	1.75%
Max Rate At Change	3.25%
Index	1-Year CMT
Max Rate	7.25%

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Dec 15, 2020
Property Address	407 3RD ST, CHERAW, SC 29520-1715
Document Number	000534/409
Book / Page	534 / 409
Map Reference	MB 7 PG 4
Instrument Date	Dec 14, 2020
Instrument	202000004934
Transaction Type	Transfer
Record Updated	Jan 06, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 3RD ST, CHERAW, SC 29520-1715

Mortgage

Document Number	000520/281
Date	Dec 15, 2020
Book Page	520/281
Instrument	202000004940

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Dec 15, 2020
Property Address	407 3RD ST, CHERAW, SC 29520-1715
Document Number	534/409
Book / Page	534 / 409
Map Reference	MB 7 PG 4
Instrument Date	Dec 14, 2020
Instrument	202000004934
Transaction Type	Transfer
Record Updated	Apr 29, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$481.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 3RD ST, CHERAW, SC 29520-1715

October 2020: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CHESTERFIELD SC
Recording Date	Oct 13, 2020
Property Address	407 3RD ST, CHERAW, SC 29520-1715
Document Number	00532/1059
Book / Page	532 / 1059
Map Reference	MB 7 PG 4
Instrument Date	Aug 28, 2020
Instrument	202000004028
Transaction Type	Transfer
Record Updated	Jan 06, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 CHURCH ST, CHERAW, SC 29520-2839

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Cheraw Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,362.00 (+21.07%) Homeowner's exemption	$8,280 (+11.89%) Land $400 Building $7,880	$207,000 (+11.89%) Land $10,000 Building $197,000
2023	$1,125.00 Homeowner's exemption	$7,400 Land $400 Building $7,000	$185,000 Land $10,000 Building $175,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Cheraw Historic District listed 1974 · 40 contributing resources · NRIS 74001844

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

407 3rd St, Cheraw, SC 29520 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2020: Deed of Distribution, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

Nearby Properties on 3rd St

Nearby Streets

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