314 3rd St, Cheraw, SC 29520 Property Records

Chesterfield County property record for 314 3rd St, Cheraw, SC 29520 · Last verified February 2026

Property Highlights

Property TypePublic Works > State Owned (Exempt)
Bedrooms4 Beds
Bathrooms3 Baths
OccupancyOwner Occupied
Last Sale$298,000 (2022)
Tax Bill$2,128.00 (2025)

Property Details

APN / Parcel Number

Primary APN271 013 002 001
Alternative APNs
  • 00037427
  • 02280593
  • 2280593

Interior

Bedrooms4 Beds
Full Baths3 Baths

Location & Zoning

Account Number00037427
Street Address314 3RD ST
CityCHERAW
StateSC
Zip29520-2332
Property UsageLand which may be one of the following: Public spaces (i.e. parks and beaches), public buildings (i.e. schools, hospitals, courthouse), public services (i.e. water treatment, electrical grid/product, dams) Property Usage
TypePublic Works > State Owned (Exempt)
Legal Description1L
JurisdictionCHESTERFIELD SC
Minor Civil DivisionCHERAW
Census Blockgroup1
Census Block1010
Census Tract950602

Owner

Source: Chesterfield County records · APN 271 013 002 001

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address314 3RD ST, CHERAW, SC 29520-2332
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed of Trust, Mortgage · Line of Credit
FIRST RELIANCE BANK
Mar 10, 2008Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 09, 2006Deed of Trust, Mortgage · Conventional Mortgage
CAROLINA BANK
Jun 08, 2005Deed of Trust, Mortgage · Conventional Mortgage
CAROLINA BANK AND TRUST CO
Apr 14, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST RELIANCE BANK
Nov 05, 2010Deed, Transfer · Conventional Mortgage
FIRST BANK
Jun 08, 2005Deed, Transfer · Conventional Mortgage
CAROLINA BANK & TRUST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 2022 · Amount on Record
Deed SaleApr 14, 2022 · Amount on Record
Prior SaleNov 05, 2010 · Amount on Record
Deed Doc Number202200001701
Deed Book / Page546 / 119
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD SC
Property Address314 3RD ST, CHERAW, SC 29520-2332
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 3RD ST, CHERAW, SC 29520-2332

Mortgage

Document Number000539/912
DateSep 21, 2022
Book Page539/912
Instrument2022-4026
Lender
NameFIRST RELIANCE BANK
TypeBank
AddressFLORENCE, SC 29501
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD SC
Property Address314 3RD ST, CHERAW, SC 29520-2332
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00429/1425
DateMar 10, 2008
Book Page429/1425
Instrument200800001035
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 01, 2018

August 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD SC
Property Address314 3RD ST, CHERAW, SC 29520-2332
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00411/1242
DateAug 09, 2006
Book Page411/1242
Instrument200600004020
Lender
NameCAROLINA BANK
TypeBank
AddressCHERAW, SC 29520
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term5 Months
DueJan 01, 2007

June 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD SC
Property Address314 3RD ST, CHERAW, SC 29520-2332
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00399/0144
DateJun 08, 2005
Book Page399/0144
Instrument200500002757
Lender
NameCAROLINA BANK AND TRUST CO
TypeNon-Lending Institution
Address00000
Agreement
TypeConventional Mortgage
AmountAmount Recorded

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD SC
Recording DateApr 14, 2022
Property Address314 3RD ST, CHERAW, SC 29520-2332
Document Number000546/119
Book / Page546 / 119
Map ReferenceMB 9 PG 44
Instrument DateApr 12, 2022
Instrument202200001701
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$774.80
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address314 3RD ST, CHERAW, SC 29520-2332

Mortgage

Document Number202200001702
DateApr 14, 2022
Instrument202200001702
Lender
NameFIRST RELIANCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2037

November 2010: Deed, Transfer

Document TypeDeed
JurisdictionCHESTERFIELD SC
Recording DateNov 05, 2010
Property Address314 3RD ST, CHERAW, SC 29520-2332
Document Number00460/0260
Book / Page460 / 0260
Map ReferenceMB 9 PG 44
Instrument DateNov 01, 2010
Instrument201000003701
Transaction TypeTransfer
Record UpdatedMar 18, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$721.50
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 3RD ST, CHERAW, SC 29520-2332

Mortgage

Document Number00449/0938
DateNov 05, 2010
Book Page449/0938
Instrument201000003703
Lender
NameFIRST BANK
TypeBank
AddressSOUTHERN PINES, NC 28387
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2040

June 2005: Deed, Transfer

Document TypeDeed
JurisdictionCHESTERFIELD SC
Recording DateJun 08, 2005
Property Address314 3RD ST, CHERAW, SC 29520-2332
Document Number00419/1054
Book / Page419 / 1054
Map ReferenceMB 9 PG 44
Instrument DateJun 06, 2005
Instrument200500002754
Transaction TypeTransfer
Record UpdatedMar 18, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$610.50
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address314 3RD ST, CHERAW, SC 29520-2332

Mortgage

Document Number00399/0128
DateJun 08, 2005
Book Page399/0128
Instrument200500002755
Lender
NameCAROLINA BANK & TRUST
AddressDARLINGTON, SC 29540
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2035

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyChesterfield County
MunicipalityCheraw Town
Unified School DistrictChesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,128.00 (+4.26%) Additional exemption filed$11,840 (+0.34%) Land $800 Building $11,040$296,000 (+0.34%) Land $20,000 Building $276,000
2023$2,041.00 Additional exemption filed$11,800 Land $800 Building $11,000$295,000 Land $20,000 Building $275,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of South Carolina
Wildfire LikelihoodAbout 1 in 2,273 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Cheraw Historic District
listed 1974 · 40 contributing resources · NRIS 74001844

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on 3rd St

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