3273 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3273 Wauseon Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,854 sqft · built 2020
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Feb 2026)
Tax Bill	$9,885 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-26-31-3444-0001-1110`

Property Details

APN / Parcel Number

Primary APN	`20-26-31-3444-0001-1110`
Alternative APN	`263120344400011110`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,854 sqft Living Area
Gross Area	4,762 sqft
1st Floor Area	2,182 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	644 sqft
Porch	Finished/Open Porch
Deck Area	96 sqft
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3273 WAUSEON DR
City	SAINT CLOUD
State	FL
Zip	34772-8971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 2 PB 27 PGS 30-32 LOT 111
Legal Range	31E
Legal Township	26S
Legal Section	20
Legal Subdivision	HANOVER LAKES PH 2
Legal Phase	2
Legal Lot Number	111
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3273 WAUSEON DR, SAINT CLOUD, FL 34772-8971
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY HOME MORTGAGE CORP
Oct 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY HOME MORTGAGE CORP
Feb 19, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Mar 26, 2020	Grant Deed, Transfer TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC
Oct 31, 2019	Loan Modification, Mortgage · Line of Credit AMERICAN MOMENTUM BK
Sep 26, 2019	Grant Deed, Transfer TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Mar 26, 2020 · Amount on Record
Deed Document Number	202624018
Deed Book / Page	6926 / 917
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3273 WAUSEON DR, SAINT CLOUD, FL 34772-8971
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3273 WAUSEON DR, SAINT CLOUD, FL 34772-8971

Mortgage

Document Number	0064732338
Date	Sep 14, 2023
Book Page	6473/2338
Instrument	2023120966

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3273 WAUSEON DR, SAINT CLOUD, FL 34772-8971
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3273 WAUSEON DR, SAINT CLOUD, FL 34772-8971

Mortgage

Document Number	0064972910
Date	Oct 31, 2023
Book Page	6497/2910
Instrument	2023143347

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 19, 2026
Property Address	3273 WAUSEON DR, SAINT CLOUD, FL 34772-8971
Document Number	0069260917
Book / Page	6926 / 917
Map Reference	MB 27 PG 30-32
Instrument Date	Feb 17, 2026
Instrument	2026024018
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,445.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	935 PARASOL PL, OVIEDO, FL 32766-6642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3273 WAUSEON DR, SAINT CLOUD, FL 34772-8971

Mortgage

Document Number	0006926919
Date	Feb 19, 2026
Instrument	6926/919

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 26, 2020
Property Address	3273 WAUSEON DR, SAINT CLOUD, FL 34772-8971
Document Number	0056992391
Book / Page	005699 / 002391
Instrument Date	Mar 24, 2020
Instrument	43744
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Amount	Amount Recorded
Tax	$3,487.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3273 WAUSEON DR ST CLOUD FL 347728971, ST CLOUD, FL 34772-8971

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Oct 31, 2019
Property Address	3273 WAUSEON DR, SAINT CLOUD, FL 34772-8971
Document Number	0056152434
Book / Page	005615 / 002434
Instrument Date	Oct 30, 2019
Instrument	141534
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number	56152434
Date	Oct 31, 2019
Book Page	005615/002434
Instrument	141534

Lender

Name	AMERICAN MOMENTUM BK
Type	Bank
Address	500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 26, 2019
Property Address	3273 WAUSEON DR, SAINT CLOUD, FL 34772-8971
Document Number	0055961452
Book / Page	005596 / 001452
Instrument Date	Sep 26, 2019
Instrument	125079
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Amount	Amount Recorded
Tax	$4,939.60
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,885.00 (+2.74%) Homeowner's exemption	$499,436 (+5.99%)	$583,200 (+0.88%) Land $100,000 Building $483,200
2024	$9,621.00 (+3.43%)
2023	$9,302.00 (+2.67%) Homeowner's exemption	$471,225 (+3%)	$578,100 (+26.36%) Land $95,000 Building $483,100
2022	$9,060.00 Homeowner's exemption	$457,500 Land $80,000 Building $377,500	$457,500 Land $80,000 Building $377,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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