3268 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3268 Wauseon Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,166 sqft · built 2019
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on Record
Tax Bill	$6,006 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-26-31-3444-0001-1580`

Property Details

APN / Parcel Number

Primary APN	`20-26-31-3444-0001-1580`
Alternative APN	`263120344400011580`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,166 sqft Living Area
Gross Area	3,756 sqft
1st Floor Area	1,362 sqft
Upper Floors Area	1,804 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	452 sqft
Porch	Finished/Open Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	3268 WAUSEON DR
City	SAINT CLOUD
State	FL
Zip	34772-8970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 2 PB 27 PGS 30-32 LOT 158
Legal Range	31E
Legal Township	26S
Legal Section	20
Legal Subdivision	HANOVER LAKES PH 2
Legal Phase	2
Legal Lot Number	158
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3268 WAUSEON DR, SAINT CLOUD, FL 34772-8970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 7, 2019	Special Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Dec 23, 2019	Correction Deed, Transfer TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC
Jun 28, 2019	Loan Modification, Mortgage · Line of Credit AMERICAN MOMENTUM BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2021
Deed Sale	Oct 26, 2021
Prior Sale	Dec 23, 2019 · Amount on Record
Deed Document Number	2021166217
Deed Book / Page	6072 / 2456
Prior Transfer Date	Oct 15, 2021
Prior Transfer Doc	0060722456
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Oct 26, 2021
Property Address	3268 WAUSEON DR, SAINT CLOUD, FL 34772-8970
Document Number	0060722456
Book / Page	6072 / 2456
Map Reference	MB 27 PG 30-32
Instrument Date	Oct 15, 2021
Instrument	2021166217
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3268 WAUSEON DR, SAINT CLOUD, FL 34772-8970

Mortgage

Document Number	0060722460
Date	Oct 26, 2021
Instrument	6072/2460

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2046

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 7, 2019
Property Address	3268 WAUSEON DR, SAINT CLOUD, FL 34772-8970
Document Number	0056012233
Book / Page	5601 / 2233
Map Reference	MB 27 PG 30-32
Instrument Date	Sep 30, 2019
Instrument	2019129375
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TRINITY TTL CO OF CTRL FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3268 WAUSEON DR, SAINT CLOUD, FL 34772-8970

Mortgage

Document Number	0056012235
Date	Oct 7, 2019
Instrument	5601/2235

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

December 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 23, 2019
Property Address	3268 WAUSEON DR, SAINT CLOUD, FL 34772-8970
Document Number	0056452820
Book / Page	005645 / 002820
Instrument Date	Sep 30, 2019
Instrument	166468
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3268 WAUSEON DR ST CLOUD FL 347728970, ST CLOUD, FL 34772-8970

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Recording Date	Jun 28, 2019
Property Address	3268 WAUSEON DR, SAINT CLOUD, FL 34772-8970
Document Number	0055490909
Book / Page	005549 / 000909
Instrument Date	Jun 28, 2019
Instrument	84135
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number	55490909
Date	Jun 28, 2019
Book Page	005549/000909
Instrument	84135

Lender

Name	AMERICAN MOMENTUM BK
Type	Bank
Address	500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,006.00 (+2.72%) Homeowner's exemption	$308,713 (+5.99%)	$436,900 (-1.38%) Land $75,000 Building $361,900
2024	$5,847.00 (+4.06%)
2023	$5,619.00 (+2.74%) Homeowner's exemption	$291,275 (+3%)	$443,000 (+22.82%) Land $70,000 Building $373,000
2022	$5,469.00 Homeowner's exemption	$282,792	$360,700 Land $60,000 Building $300,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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