1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Wauseon Dr

3281 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3281 Wauseon Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,854 sqft · built 2019
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$435,674 (Oct 2019)
Tax Bill$7,400 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Oct 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN202631344400011130

Property Details

APN / Parcel Number

Primary APN202631344400011130

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,854 sqft Heated Area
Gross Area5,266 sqft
1st Floor Area2,248 sqft
Upper Floors Area1,598 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Garage TypeFinished
Garage Area578 sqft

Exterior Amenities

PorchOpen Porch
Porch Area264 sqft
Deck Area56 sqft
Patio Area403 sqft
Boat AccessBoat Access
Boat House384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3281 WAUSEON DR
CitySAINT CLOUD
StateFL
Zip34772-8971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 2 PB 27 PGS 30-32 LOT 113
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES
Legal Phase2
Legal Tract3444
Legal Lot Number113
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 202631344400011130

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3281 WAUSEON DR, SAINT CLOUD, FL 34772-8971
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2022Deed of Trust, Mortgage · Line of Credit
CORNING FCU
Oct 01, 2019Special Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Jun 28, 2019Loan Modification, Mortgage · Line of Credit
AMERICAN MOMENTUM BK
Apr 26, 2019Grant Deed, Transfer
TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2019 · Amount on Record
Deed SaleOct 01, 2019 · Amount on Record
Deed Document Number2019126637
Deed Book / Page5598 / 1076
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3281 WAUSEON DR, SAINT CLOUD, FL 34772-8971
Transaction TypeMortgage
Record UpdatedNov 09, 2022
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3281 WAUSEON DR, SAINT CLOUD, FL 34772-8971

Mortgage

Document Number0063031687
DateOct 21, 2022
Book Page6303/1687
Instrument2022155950
Lender
NameCORNING FCU
TypeCredit Union
AddressCORNING, NY 14830
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 01, 2019
Property Address3281 WAUSEON DR, SAINT CLOUD, FL 34772-8971
Document Number0055981076
Book / Page5598 / 1076
Map ReferenceMB 27 PG 30-32
Instrument DateSep 26, 2019
Instrument2019126637
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyTRINITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,049.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3281 WAUSEON DR, SAINT CLOUD, FL 34772-8971

Mortgage

Document Number0055981078
DateOct 01, 2019
Instrument5598/1078
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateJun 28, 2019
Property Address3281 WAUSEON DR, SAINT CLOUD, FL 34772-8971
Document Number0055490909
Book / Page005549 / 000909
Instrument DateJun 28, 2019
Instrument84135
Transaction TypeMortgage
Record UpdatedJul 15, 2019
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number55490909
DateJun 28, 2019
Book Page005549/000909
Instrument84135
Lender
NameAMERICAN MOMENTUM BK
TypeBank
Address500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateApr 26, 2019
Property Address3281 WAUSEON DR, SAINT CLOUD, FL 34772-8971
Document Number0055132882
Book / Page005513 / 002882
Instrument DateApr 24, 2019
Instrument53364
Transaction TypeTransfer
Record UpdatedMay 17, 2019
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

AmountAmount Recorded
Tax$5,428.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,400.00 (+6.31%) Homeowner's exemption$366,511 (+5.99%)$590,300 (+0.75%) Land $105,000 Building $485,300
2023$6,961.00 (+2.62%) Homeowner's exemption$345,808 (+3%)$585,900 (+26.44%) Land $99,800 Building $486,100
2022$6,783.00 Homeowner's exemption$335,736$463,400 Land $84,000 Building $379,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 719 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Wauseon Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures