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3273 Tide Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 3273 Tide Ave, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,368 sqft · built 1972
Lot Size0.055 acres (2,400 sqft)
OwnerCompany Name on Record
Last Sale$479,000 (Jan 2016)
Tax Bill$6,249 (2025)
Deeds & MortgagesSep 2023 Transfer
Dec 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN065-044-025

Property Details

APN / Parcel Number

Primary APN065-044-025

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,368 sqft Living Area
1st Floor Area1,368 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeWood
Lot Area2,400 sqft (0.055 acres)
Lot Dimensions70 ft deep x 40 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address3273 TIDE AVE
CityMORRO BAY
StateCA
Zip93442-3902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCY MB ATAS BCH BL 5D LT 10
Legal SubdivisionATASCADERO BEACH
Legal Block1
Legal Lot Number10
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1029
Census Tract10506

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1000 W SUNNYSIDE AVE, VISALIA, CA 93277-7440
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Intrafamily Transfer, Transfer
Dec 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
CHANGE LENDING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2016 · Amount on Record
Deed SaleJan 13, 2016 · Amount on Record
Deed Document Number20161411
Last Transfer DateSep 6, 2023
Transfer Doc0000026705
Record UpdatedSep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 11, 2023
Property Address3273 TIDE AVE, MORRO BAY, CA 93442-3902
Document Number0000026705
Map ReferenceMB 2 PG 15
Instrument DateSep 6, 2023
Instrument2023026705
Transaction TypeTransfer
Record UpdatedSep 21, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1000 W SUNNYSIDE AVE, VISALIA, CA 93277-7440

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address3273 TIDE AVE, MORRO BAY, CA 93442-3902
Transaction TypeMortgage
Record UpdatedDec 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1000 W SUNNYSIDE AVE, VISALIA, CA 93277-7440

Mortgage

Document Number0000082029
DateDec 16, 2021
Instrument2021082029
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$578,369 (+2%) Land $392,423 Building $185,946
2025$6,249.00 (+3.6%)$567,029 (+4.04%) Land $384,729 Building $182,300
2023$6,032.00 (+6.69%)$545,013 Land $369,791 Building $175,222
2022$5,654.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimDec 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Ranch Wifi.

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