3232 Tide Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 3232 Tide Ave, Morro Bay, CA 93442

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,227 sqft · built 1989
Lot Size0.055 acres (2,400 sqft)
OwnerCompany Name on Record
Last Sale$175,000 (Aug 1997)
Tax Bill$3,002 (2025)
Flood ZoneZone X (minimal risk)
APN065-056-021

Property Details

APN / Parcel Number

Primary APN065-056-021

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,227 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Lot Area2,400 sqft (0.055 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address3232 TIDE AVE
CityMORRO BAY
StateCA
Zip93442-2993
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionCY MB ATAS BCH BL 4E LT 28
Legal SubdivisionATASCADERO BEACH
Legal Block1
Legal Lot Number28
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1019
Census Tract10506

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3232 TIDE AVE, MORRO BAY, CA 93442-2993
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 1997 · Amount on Record
Deed SaleAug 8, 1997 · Amount on Record
Prior SaleFeb 7, 1997
Deed Document Number199742375
Last Transfer DateJan 21, 1999
Transfer Doc0000006281
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$284,987 (+2%) Land $138,420 Building $146,567
2025$3,002.00 (+1.76%) Homeowner's exemption$279,400 (+4.04%) Land $135,706 Building $143,694
2024$2,950.00 (+1.9%)
2023$2,895.00 (+6.75%) Homeowner's exemption$268,553 Land $130,438 Building $138,115
2022$2,712.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimDec 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ranch Wifi.

Nearby Properties on Tide Ave

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