3330 Tide Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 3330 Tide Ave, Morro Bay, CA 93442

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,080 sqft · built 1974
Lot Size	0.025 acres (1,080 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (May 2026)
Tax Bill	$5,045 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`065-045-029`

Property Details

APN / Parcel Number

Primary APN	`065-045-029`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	1,080 sqft (0.025 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3330 TIDE AVE
City	MORRO BAY
State	CA
Zip	93442-2948
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	TR 450 U11 & PTN COMM AREA
Legal Subdivision	TRACT NO 450
Legal Tract	450
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1039
Census Tract	10506

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3330 TIDE AVE, 11, MORRO BAY, CA 93442-2948
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL COAST LNDG
Jan 29, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 9, 2019	Quit Claim Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO
Aug 2, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 2, 2019	Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	202614192
Prior Transfer Date	Jan 23, 2020
Prior Transfer Doc	0000004744
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 6, 2026
Property Address	3330 TIDE AVE, MORRO BAY, CA 93442-2948
Document Number	0000014192
Instrument Date	Apr 13, 2026
Instrument	2026.14192
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,326.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3330 TIDE AVE, 11, MORRO BAY, CA 93442-2948
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014193,
Date	May 6, 2026
Instrument	2026..14193

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3330 TIDE AVE, MORRO BAY, CA 93442-2948
Document Number	0000027813
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3330 TIDE AVE #11 MORRO BAY CA 934422948, 11, MORRO BAY, CA 93442-2948

Mortgage

Document Number	0000027813
Date	Jun 8, 2020
Instrument	27813

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 29, 2020
Property Address	3330 TIDE AVE, MORRO BAY, CA 93442-2948
Document Number	0000004744
Instrument Date	Jan 23, 2020
Instrument	4744
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3330 TIDE AVE #11 MORRO BAY CA 934422948, 11, MORRO BAY, CA 93442-2948

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 9, 2019
Property Address	3330 TIDE AVE, MORRO BAY, CA 93442-2948
Document Number	0000037801
Instrument Date	Sep 4, 2019
Instrument	37801
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3330 TIDE AVE #11 MORRO BAY CA 934422948, 11, MORRO BAY, CA 93442-2948

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 2, 2019
Property Address	3330 TIDE AVE, MORRO BAY, CA 93442-2948
Document Number	0000031398
Instrument Date	Jul 15, 2019
Instrument	31398
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3330 TIDE AVE #11 MORRO BAY CA 934422948, 11, MORRO BAY, CA 93442-2948

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 2, 2019
Property Address	3330 TIDE AVE, MORRO BAY, CA 93442-2948
Document Number	0000031399
Instrument Date	Jul 12, 2019
Instrument	31399
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$467.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3330 TIDE AVE #11 MORRO BAY CA 934422948, 11, MORRO BAY, CA 93442-2948

Mortgage

Document Number	31400
Date	Aug 2, 2019
Instrument	31400

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$474,089 (+2%) Land $278,876 Building $195,213
2025	$5,045.00 (+1.73%) Homeowner's exemption	$464,794 (+4.04%) Land $273,408 Building $191,386
2024	$4,959.00 (+1.89%)
2023	$4,867.00 (+6.73%) Homeowner's exemption	$446,748 Land $262,793 Building $183,955
2022	$4,560.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Dec 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

Nearby Properties on Tide Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures