Gwinnett County property record for 3272 Saint Elmo Ct, Duluth, GA 30097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 6,265 sqft · built 2007 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,350,000 (Jan 2021) |
| Tax Bill | $6,791 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-163-231 |
| Primary APN | 7-163-231 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 6,265 sqft Living Area |
| Gross Area | 7,559 sqft |
| Attic | Attic |
| Attic Area | 317 sqft |
| Basement Area | 2,602 sqft |
| Finished Basement | 2,100 sqft |
| Unfinished Basement | 502 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 37,026 sqft (0.85 acres) |
| Terrain | High |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 111 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3272 SAINT ELMO CT |
|---|---|
| City | DULUTH |
| State | GA |
| Zip | 30097-5006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | L870 BJ SUGARLOAF COUNTRY CLUB POD 10B #1 |
| Legal Subdivision | BJ SUGARLOAF COUNTRY CLUB POD 10B |
| Legal Block | J |
| Legal Lot Number | 870 |
| Legal Unit | 1 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SUWANEE-DULUTH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 50238 |
Source: Gwinnett County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3272 SAINT ELMO CT, DULUTH, GA 30097-5006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage TRUIST BANK |
| Jan 21, 2021 | Grant Deed, Transfer · Conventional Mortgage FIRST CMNTY MTG INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2021 · Amount on Record |
| Deed Sale | Jan 15, 2021 · Amount on Record |
| Prior Sale | Oct 25, 2012 · Amount on Record |
| Deed Document Number | 20211533 |
| Deed Book / Page | 58295 / 408 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3272 SAINT ELMO CT, DULUTH, GA 30097-5006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3272 SAINT ELMO CT, DULUTH, GA 30097-5006 |
| Document Number | 0590680834 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 0000059068/0000000834 |
| Name | TRUIST BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Jan 21, 2021 |
| Property Address | 3272 SAINT ELMO CT, DULUTH, GA 30097-5006 |
| Document Number | 0582950408 |
| Book / Page | 058295 / 000408 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3272 SAINT ELMO CT DULUTH GA 300975006, DULUTH, GA 30097-5006 |
| Document Number | 582950411 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 058295/000411 |
| Name | FIRST CMNTY MTG INC |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2051 |
| Document Number | 582950428, |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 058295/000428 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,791.00 (-60.82%) | $566,480 (-11.79%) Land $96,000 Building $470,480 | $1,416,200 (-11.79%) Land $240,000 Building $1,176,200 |
| 2023 | $17,331.00 | $642,200 Land $96,000 Building $546,200 | |
| 2022 | $1,605,500 Land $240,000 Building $1,365,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.1% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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