Gwinnett County property record for 3242 Saint Elmo Ct, Duluth, GA 30097
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 8 ba · 7,304 sqft · built 2002 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,400,000 (Jun 2023) |
| Tax Bill | $23,977 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-163-228 |
| Primary APN | 7-163-228 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 7,304 sqft Living Area |
| 1st Floor Area | 1,856 sqft |
| Attic Area | 414 sqft |
| Basement Area | 2,690 sqft |
| Finished Basement | 2,213 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Terrain | High |
| Garage Area | 759 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Deck Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 7163228 |
|---|---|
| Street Address | 3242 SAINT ELMO CT |
| City | DULUTH |
| State | GA |
| Zip | 30097-5006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75-SINGLE FAM RES |
| Legal Description | L867 BJ SUGARLOAF COUNTRY CLUB POD 10B #1 |
| Legal Subdivision | COUNTRY CLUB |
| Legal Block | J |
| Legal Lot Number | 867 |
| Legal Unit | 1 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SUWANEE-DULUTH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 50238 |
3242 Saint Elmo Ct is owned and occupied by an individual who bought it in June 2023.
Source: Gwinnett County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3242 SAINT ELMO CT, DULUTH, GA 30097-5006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Oct 2, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2023 · Amount on File |
| Deed Sale | Jun 6, 2023 · Amount on File |
| Prior Sale | Apr 19, 2004 · Amount on File |
| Deed Document Number | 0060644369 |
| Deed Book / Page | 60644 / 369 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GWINNETT GA |
| Recording Date | Jun 6, 2023 |
| Property Address | 3242 SAINT ELMO CT, DULUTH, GA 30097-5006 |
| Document Number | 0606440369 |
| Book / Page | 60644 / 369 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023-013736 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3242 SAINT ELMO CT, DULUTH, GA 30097-5006 |
| Document Number | 0060644372 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 60644/372 |
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3242 SAINT ELMO CT, DULUTH, GA 30097-5006 |
| Document Number | 0579730695 |
| Instrument Date | Oct 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 3242 SAINT ELMO CT DULUTH GA 300975006, DULUTH, GA 30097-5006 |
| Document Number | 0579730695 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 057973/000695 |
| Name | TRUIST BK |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 18, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3242 Saint Elmo Ct was $23,977 with a homeowner's exemption.
Source: Gwinnett County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,977.00 | $690,840 Land $100,080 Building $590,760 | $1,727,100 Land $250,200 Building $1,476,900 |
| 2023 | $18,343.00 | $673,120 Land $96,000 Building $577,120 | |
| 2022 | $1,682,800 Land $240,000 Building $1,442,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3242 Saint Elmo Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3242 Saint Elmo Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.1% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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