Gwinnett County property record for 3203 Saint Elmo Ct, Duluth, GA 30097
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,657 sqft · built 2006 |
| Lot Size | 0.96 acres (41,817 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $18,715 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-163-249 |
| Primary APN | 7-163-249 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,657 sqft Living Area |
| Gross Area | 9,781 sqft |
| Basement Area | 3,520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 41,817 sqft (0.96 acres) |
| Terrain | High |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 828 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3203 SAINT ELMO CT |
|---|---|
| City | DULUTH |
| State | GA |
| Zip | 30097-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | L893 BJ SUGARLF C.C POD 10B #1 |
| Legal Subdivision | BJ SUGARLF C.C POD 10B |
| Legal Block | J |
| Legal Lot Number | 893 |
| Legal Unit | 1 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SUWANEE-DULUTH |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 50238 |
3203 Saint Elmo Ct is owned and occupied by an individual who acquired it in October 2012.
Source: Gwinnett County records, as of May 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3203 SAINT ELMO CT, DULUTH, GA 30097-5004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2012 |
| Deed Sale | Oct 10, 2012 |
| Prior Sale | Apr 19, 2007 · Amount on File |
| Deed Document Number | 201235535 |
| Deed Book / Page | 51855 / 244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3203 SAINT ELMO CT, DULUTH, GA 30097-5004 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3203 SAINT ELMO CT, DULUTH, GA 30097-5004 |
| Document Number | 0598250373 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 0000059825/0000000373 |
| Name | BANK OF HOPE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Apr 1, 2020 |
The 2025 property tax bill for 3203 Saint Elmo Ct was $18,715.
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,715.00 | $611,640 Land $100,080 Building $511,560 | $1,529,100 Land $250,200 Building $1,278,900 |
| 2023 | $17,095.00 | $667,440 Land $96,000 Building $571,440 | |
| 2022 | $1,668,600 Land $240,000 Building $1,428,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3203 Saint Elmo Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3203 Saint Elmo Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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