3272 E Cotton Ln, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3272 E Cotton Ln, Gilbert, AZ 85234 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 2001
Square Footage1,591 sqft Living Area
Lot Size9,000 sqft (0.206 acres)
OccupancyOwner Occupied
Last Sale$348,000 (2020)
Tax Bill$1,838.00 (2025)

Property Details

APN / Parcel Number

Primary APN309-23-587

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,591 sqft Living Area
1st Floor1,591 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2001
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area9,000 sqft (0.206 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3272 E COTTON LN
CityGILBERT
StateAZ
Zip85234-4100
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHIGLEY GROVES MCR 481-23
Legal Range06E
Legal Township01S
Legal Section11
Legal QuarterSW
Legal Quarter QuarterSW
Legal SubdivisionHIGLEY GROVES
Legal Lot Number587
JurisdictionMARICOPA AZ
Minor Civil DivisionPHOENIX
Census Blockgroup2
Census Block2011
Census Tract422657

Owner

Source: Maricopa County records · APN 309-23-587

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3272 E COTTON LN, GILBERT, AZ 85234-4100
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Jun 04, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2020 · Amount on Record
Deed SaleJun 04, 2020 · Amount on Record
Prior SaleSep 22, 2014 · Amount on Record
Deed Doc Number20200483404
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3272 E COTTON LN, GILBERT, AZ 85234-4100
Transaction TypeMortgage
Record UpdatedAug 20, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3272 E COTTON LN, GILBERT, AZ 85234-4100

Mortgage

Document Number0000874634
DateAug 12, 2021
Instrument20210874634
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term347 Months
DueJul 01, 2050

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 04, 2020
Property Address3272 E COTTON LN, GILBERT, AZ 85234-4100
Document Number0000483404
Map ReferenceMB 481 PG 23
Instrument DateJun 02, 2020
Instrument20200483404
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanySECURITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3272 E COTTON LN, 3272, GILBERT, AZ 85234-4100

Transferred To (Grantee/Buyer)

NameVerified Name
Address3272 E COTTON LN, GILBERT, AZ 85234-4100

Mortgage

Document Number0000483405
DateJun 04, 2020
Instrument20200483405
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$44,720 (+0.77%)$447,200 (+0.77%) Land $89,400 Building $357,800
2025$1,838.00 (+3.14%)
2024$44,380$443,800 Land $88,700 Building $355,100
2023$1,782.00

Flood & Wildfire

3272 E Cotton Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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