Maricopa County property record for 3108 E Cotton Ln, Gilbert, AZ 85234
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,105 sqft · built 2001 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $440,000 (Mar 2020) |
| Tax Bill | $2,461 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-14-918 |
| Primary APN | 304-14-918 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,105 sqft Living Area |
| Gross Area | 2,385 sqft |
| 1st Floor Area | 2,105 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 10,200 sqft (0.234 acres) |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 280 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 3108 E COTTON LN |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85234-6394 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | HIGLEY GROVES WEST MCR 510-15 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 10 |
| Legal Subdivision | HIGLEY GROVES WEST |
| Legal Lot Number | 344 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 422656 |
Source: Maricopa County records · APN 304-14-918
Assessment roll updated October 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3108 E COTTON LN, GILBERT, AZ 85234-6394 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Mar 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jun 01, 2018 | Deed of Trust, Mortgage · Line of Credit PRIVATE INDIVIDUAL |
| Jan 13, 2017 | Quit Claim Deed, Transfer · Conventional with PMI ETHOS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 2020 · Amount on Record |
| Deed Sale | Mar 13, 2020 · Amount on Record |
| Prior Sale | May 28, 2004 |
| Deed Document Number | 2020218867 |
| Last Transfer Date | Jan 29, 2025 |
| Transfer Doc | 0000055104 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3108 E COTTON LN, GILBERT, AZ 85234-6394 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2022 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 3108 E COTTON LN, GILBERT, AZ 85234-6394 |
| Document Number | 0000219259 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 20210219259 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Mar 13, 2020 |
| Property Address | 3108 E COTTON LN, GILBERT, AZ 85234-6394 |
| Document Number | 0000218867 |
| Map Reference | MB 510 PG 51 |
| Instrument Date | Mar 09, 2020 |
| Instrument | 20200218867 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | TITLE ALLIANCE OF PHOENIX AG |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3108 E COTTON LN, 3108, GILBERT, AZ 85234-6394 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3108 E COTTON LN, GILBERT, AZ 85234-6394 |
| Document Number | 0000218868 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 20200218868 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3108 E COTTON LN, GILBERT, AZ 85234-6394 |
| Document Number | 0000431365 |
| Instrument Date | Jun 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3108 E COTTON LN GILBERT AZ 852346394, GILBERT, AZ 85234-6394 |
| Document Number | 0000431365 |
|---|---|
| Date | Jun 06, 2018 |
| Instrument | 431365 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Address | PHOENIX, AZ 85007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 05, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jan 13, 2017 |
| Property Address | 3108 E COTTON LN, GILBERT, AZ 85234-6394 |
| Document Number | 0000028394 |
| Instrument Date | Jan 06, 2017 |
| Instrument | 28394 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2017 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3108 E COTTON LN GILBERT AZ 852346394, GILBERT, AZ 85234-6394 |
| Document Number | 28395, |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 28395 |
| Name | ETHOS LNDG |
|---|---|
| Address | SAN FRANCISCO, CA 94104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 12, 2032 |
Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,570 (+74.78%) | $555,700 (+6.09%) Land $111,100 Building $444,600 | |
| 2025 | $2,461.00 (+3.14%) | $31,795 (-41.82%) | $523,800 (-4.15%) Land $104,700 Building $419,100 |
| 2024 | $54,650 | $546,500 Land $109,300 Building $437,200 | |
| 2023 | $2,386.00 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Oct 2025 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Lumen Technologies DSL | 140 / 20 |
Based on FCC filings for 452 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF GILBERT serves 247,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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