3094 E Cotton Ln, Gilbert, AZ 85234 Property Records

Maricopa County property record for 3094 E Cotton Ln, Gilbert, AZ 85234 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,371 sqft · built 2002
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (Mar 2022)
Tax Bill	$3,513 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-14-917`

Property Details

APN / Parcel Number

Primary APN	`304-14-917`
Alternative APN	`304149172`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,371 sqft Living Area
Gross Area	3,621 sqft
1st Floor Area	1,723 sqft
2nd Floor Area	1,648 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,200 sqft (0.234 acres)
Parking Spaces	3 Parking Spaces
Pool Area	467 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3094 E COTTON LN
City	GILBERT
State	AZ
Zip	85234-6393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGLEY GROVES WEST MCR 510-15
Legal Range	6E
Legal Township	1S
Legal Section	10
Legal Subdivision	HIGLEY GROVES WEST
Legal Lot Number	343
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2027
Census Tract	422656

Owner

Source: Maricopa County records · APN 304-14-917

Assessment roll updated October 22, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3094 E COTTON LN, GILBERT, AZ 85234-6393
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC
Jan 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage DANIEL J & ROBERTA L HONEY
Dec 23, 2020	Warranty Deed, Transfer GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Document Number	2022247758
Prior Transfer Date	Apr 04, 2013
Prior Transfer Doc	0000343442
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 18, 2022
Property Address	3094 E COTTON LN, GILBERT, AZ 85234-6393
Document Number	0000247758
Map Reference	MB 510 PG 15
Instrument Date	Mar 08, 2022
Instrument	20220247758
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3094 E COTTON LN, 3094, GILBERT, AZ 85234-6393

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3094 E COTTON LN, GILBERT, AZ 85234-6393

Mortgage

Document Number	0000247759
Date	Mar 18, 2022
Instrument	20220247759

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3094 E COTTON LN, GILBERT, AZ 85234-6393
Document Number	0000045795
Instrument Date	Jan 01, 2021
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3094 E COTTON LN GILBERT AZ 852346393, GILBERT, AZ 85234-6393

Mortgage

Document Number	0000045795
Date	Jan 14, 2021
Instrument	45795

Lender

Name	DANIEL J & ROBERTA L HONEY
Address	25702 FLORAL CT, VALENCIA, CA 91355-2138

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 23, 2020
Property Address	3094 E COTTON LN, GILBERT, AZ 85234-6393
Document Number	0001268739
Instrument Date	Dec 18, 2020
Instrument	1268739
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3094 E COTTON LN GILBERT AZ 852346393, GILBERT, AZ 85234-6393

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,430 (+58.56%)	$704,300 (+6.62%) Land $140,800 Building $563,500
2025	$3,513.00 (+3.87%)	$44,419 (-35.45%)	$660,600 (-4%) Land $132,100 Building $528,500
2024		$68,810	$688,100 Land $137,600 Building $550,500
2023	$3,382.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040134226562, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Oct 2025, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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