3271 Simpson Rd, Fort Gratiot, MI 48059 Property Records

St. Clair County property record for 3271 Simpson Rd, Fort Gratiot, MI 48059 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1980
Lot Size	0.363 acres (15,812 sqft)
Owner	Individual Name on File
Last Sale	$117,500 (Oct 2017)
Tax Bill	$988 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-20-618-0012-000`

Property Details

APN / Parcel Number

Primary APN	`74-20-618-0012-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Lot Area	15,812 sqft (0.363 acres)
Lot Dimensions	166 ft deep x 79 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3271 SIMPSON RD
City	FORT GRATIOT
State	MI
Zip	48059-4242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 PIERCE-MILLER PLAT
Legal Subdivision	PIERCE MILLER PLAT
Legal Lot Number	12
Legal Unit	12
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	FORT GRATIOT
Census Block Group	3
Census Block	3001
Census Tract	630400

Owner

Source: St. Clair County records · APN 74-20-618-0012-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3271 SIMPSON RD, FORT GRATIOT, MI 48059-4242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2017 · Amount on Record
Deed Sale	Oct 23, 2017 · Amount on Record
Prior Sale	May 03, 2012 · Amount on Record
Deed Document Number	201724998
Deed Book / Page	4881 / 570
Prior Transfer Date	Jan 27, 2005
Prior Transfer Doc	003270/177
Record Updated	Jun 08, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 23, 2017
Property Address	3271 SIMPSON RD, FORT GRATIOT, MI 48059-4242
Document Number	0048810570
Book / Page	004881 / 000570
Instrument Date	Oct 06, 2017
Transaction Type	Transfer
Record Updated	Dec 04, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,010.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2726 19TH AVE PORT HURON MI 480602745, PORT HURON, MI 48060-2745

Mortgage

Document Number	48810571
Date	Oct 23, 2017
Book Page	004881/000571

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Fort Gratiot Charter Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$988.00 Homeowner's exemption	$72,200 (+19.73%)
2024			$144,400 (+19.73%)
2023		$60,300
2022	$1,660.00		$120,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261476304003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978, tidal / storm surge

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.