Black Hawk County property record for 327 Sunset Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,027 sqft · built 1911 |
| Lot Size | 0.442 acres (19,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Feb 2020) |
| Tax Bill | $5,364 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-34-254-004 |
| Primary APN | 8913-34-254-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,027 sqft Living Area |
| 1st Floor Area | 858 sqft |
| Basement Area | 858 sqft |
| Unfinished Basement | 858 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,250 sqft (0.442 acres) |
| Lot Dimensions | 175 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 245 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 327 SUNSET RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-3925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROSPECT HILLS ADDITION NW 175 FT LOT 110 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 34 |
| Legal Subdivision | PROSPECT HILLS ADDITION |
| Legal Lot Number | 110 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 1400 |
Source: Black Hawk County assessment roll, as of October 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 327 SUNSET RD, WATERLOO, IA 50701-3925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage GREENSTATE CREDIT UNION |
| Feb 19, 2020 | Warranty Deed, Transfer · ARM GREENSTATE CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2020 · Amount on Record |
| Deed Sale | Feb 19, 2020 · Amount on Record |
| Deed Document Number | 202014350 |
| Prior Transfer Date | Mar 27, 2009 |
| Prior Transfer Doc | 0000019036 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 327 SUNSET RD, WATERLOO, IA 50701-3925 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202000014352 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 202000014352 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Feb 19, 2020 |
| Property Address | 327 SUNSET RD, WATERLOO, IA 50701-3925 |
| Document Number | 202000014350 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 202000014350 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 327 SUNSET RD, WATERLOO, IA 50701-3925 |
| Document Number | 202000014351 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 202000014351 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Type Change Date | Feb 5, 2030 |
| Index | 1-Year CMT |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,364.00 Homeowner's exemption | $268,440 (+4.25%) Land $47,080 Building $221,360 | $268,440 (+4.25%) Land $47,080 Building $221,360 |
| 2024 | $5,364.00 (+21.03%) | ||
| 2023 | $257,500 (+22.21%) Land $47,080 Building $210,420 | $257,500 (+22.21%) Land $47,080 Building $210,420 | |
| 2022 | $4,432.00 Homeowner's exemption | $210,710 Land $47,080 Building $163,630 | |
| 2021 | $210,710 Land $47,080 Building $163,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband, T-Mobile USA, Verizon.
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